Dealing with a Business Fire

A business fire is not only destructive it can also leave you wondering "what do I do next"?
First, contact your insurance company and inform them of the fire and gets things going from their side. Second, get all your important documents together , especially those that have survived the fire. If they didn't survive the fire, attempt to get another copy. Third, take inventory of what was and wasn't damaged. Damaged property can be difficult and stressful to handle, so call the professionals. Fourth, contact your insurance agent as soon as possible.

For more information on Tulsa, OK fire and water restoration, mold damage, or helpful tips after this type of damage to your property call Roger Fisher, PCC Cleaning and Restoration at 918-641-1111 or visit their website at www.pcccr.com.

For Tulsa, OK commercial insurance, contact Mike Tedford, Tedford Insurance at 918-299-2345 or www.tedfordinsurance.com.

For all your Tulsa, Oklahoma area commercial real estate needs, contact Darryl Baskin, McGraw Realtors at 918-258-2600 or www.darrylbaskin.com.

Incorporating Green Products into Your Tulsa, OK Business

When building, remodeling, or replacing products in your Tulsa, OK commercial space, eco-friendly or green ideas can be very easy and often inexpensive to implement. Here are some easy ways to incorporate green products:

• When building, face the widest part to the north or south.
• Place doors and windows where you will receive good cross-ventilation.
• Ensure any attic space is well ventilated by using roof ridge vents, lighter colored roof materials, lots of insulation, and by placing A/C ducts in the attic to help absorb the heat.
• Install an energy-efficient and properly sized heating and A/C system for your property, make sure that duct work is correctly sealed, and use a programmable thermostat.
• Utilize landscaping materials, plants and design that is appropriate for the climate and rainfall levels in your area. There are even newer products, such as Garden Glass, that incorporate glass as a safe use in landscaping.
  
• Use low-flow toilets and shower-heads and energy-efficient appliances.
• Recyclable and renewable materials can be used for decking, siding, interior and exterior trim, and more.
• Choose flooring materials made out of concrete, bamboo, or recycled wood.
• Replace your air conditioning filter regularly to enhance the performance of your air conditioning system and to reduce pollutants.
• Replace older lighting fixtures and dimming switches for newer ones that utilize more energy efficient technology.
  

When you're done with all the old products, remodeling, and building supplies, call David Tittle with I-Haul at 918-261-4008. I-Haul will remove all the old products, recycle and donate what they can and dispose of the rest.

For more ideas or estimates on incorporating green products into your Tulsa, OK commercial space, contact the Tulsa, OK area maintenance professionals below:

Tulsa OK area Commercial Roofing: A-Best Roofing, Judy Smith, 918-587-1426 or www.abestroofing.com.
Landscaping Design in Tulsa, OK: Bluum Outdoor, contact Nathan at 918-599-8500 or www.bluum.net.
Tulsa, OK Commercial Heating and Air Conditioning: Air Assurance, contact Stephen Taylor, 918-258-HEAT or 918-258-COOL or www.airassurance.com.
Building and Remodeling in Tulsa, OK: US Building Systems, contact Rick Oberlender at 918-743-1293 or usbs@att.net.
Air Conditioning Filters: Filters 4 Me, contact Rick Butefish at 292-8600 or www.filters4me.com.
Tulsa, OK Commercial Flooring Products: ProSource Wholesale Floorcoverings, contact Jim Ecrette at 252-7711 www.prosourcefloors.com/tulsa (ask for Darryl Baskin’s preferred pricing).
Tulsa, OK Electric Services: Murray Electric, Larry Murray, 918-557-3020 or www.murrayelectric.com.
Garden Glass of Oklahoma: Leigh Murray, Garden Glass, 918-232-0210 or www.gardenglassofoklahoma.com.

To find energy-efficient or eco-friendly commercial real estate in the Tulsa, Oklahoma area contact Darryl Baskin, McGraw realtors 918-258-2600 or www.darrylbaskin.com.

Increasing Your Tulsa, OK Commercial Property Security

Security, whether in our Tulsa, OK business, home or elsewhere, is important to just about everyone. If you're like me, you probably feel pretty secure. Even though we may feel secure, are we really secure? Keep these simple tips in mind to improve security on your commercial property.

• Always know your surroundings. If you are in a new area or the area has been developing, take a walk or drive around during the day and check out the area. Make a note of routes that might be safer to walk or drive. Also, make a mental note of normal parking routines and people in your area.
• Get to know your neighbors. Find out who lives and works nearby and what's been going on.
• Keep your windows and doors closed and locked when you are not around. Don't assume everything will be okay.
• Leave a few lights on. If you will be away for more than a day, consider putting a few lights on a timer.
• Install more exterior lighting, including landscaping lights and lights that are on a motion sensor. Keep your landscaping well lit. Although the focus is on the landscaping, should a burglar be nosing around in your landscaping, near any windows, they will be more visible this way. Also, keep exterior lights on a motion sensor that way they come on when there is any movement.
  
• When going on vacation or a business trip, be prepared. Put lights on timers, cancel mail and newspaper delivery or arrange for it to be picked up. Have a friend stop by a few times to check things out. Don't leave clues that you are not at home.
• Remember to set your security system!

For help with exterior or interior lighting installation or for all your Tulsa, OK electrical repair and installation needs, contact Larry Murray of Murray Electric at 98-557-3020 or www.murrayelectric.com.

For Tulsa, OK landscaping that includes well designed lighting, call Nathan Vaughn of Bluum Outdoor at 918-599-8500 or www.bluum.net

Improving Indoor Air Quality in Your Tulsa, OK Commercial Property!

Indoor air pollution in your Tulsa, OK commercial property can pose many health risks, including: allergies, asthma, and even cancer. The average person spends about 30% of their day at work and 75% of their day indoors . These simple solutions can improve the air quality in your business:

• Avoid smoking and the use of chemicals indoors.
• Use building materials that don't emit toxins. Ask your builder for some eco-friendly building options.
• When replacing flooring, use eco-friendly flooring such as bamboo , stone, or cork.
  
• Dehumidify in moist areas.
• Ensure adequate ventilation.
• Use filters that help reduce air pollutants.

For information on high quality air filters to improve indoor air quality, contact Rick Butefish at www.Filters4Me.com or 918-292-8600.

To build a new Tulsa, OK commercial building or for questions about acceptable green building materials in Tulsa, OK, contact Rick Oberlender of US Building Systems at 918-518-5913.

For eco-friendly flooring products in Tulsa, OK, contact Jim Ecrette of ProSource Wholesale Floorcoverings at 918-252-7711 or www.prosourcefloors.com

KNOW YOUR VOTING INFORMATION!

One of the biggest and most important United States and Oklahoma elections is tomorrow, November 2, 2010. For many of you, you have already researched the issues and candidates, know your polling place, and are ready to go. For others, however, knowing what you will be voting on is a daunting task and you may not know where to start. For those of you in the latter category, or for those who simply want a little bit more information, read on for some helpful steps to take before you vote and for some vital links to ballot information.

Steps to Take to Ensure a Smoother Voting Process:

1. Know Your Information! Before you go vote, make sure you know the following: your voting precinct, state Senate district, state House district, County Commission district. Knowing this information can ensure that you get all the proper ballots and the right candidates to choose from on your ballot. Follow this helpful link to the Oklahoma State Election Board. Simply click on find your polling place and enter your name, birthday, and zip code. Take this information with you when you vote.
2. Know Your Oklahoma State Questions and Candidates! There will be 11 State Questions on the Ballot tomorrow, as well as elections for 9 statewide partisan offices, and 6 statewide judicial offices. There will also be many district judges and special elections all over the state. Take some time to check out the following links to be an informed voter. Follow this link to Ballotpedia for links to information on each of the 11 state questions. Follow this link to politics1 for information on the statewide elections. This link to tulsacounty will give you a copy of your sample ballot. You will need the information you found in point 1 to get the proper ballot.
3. Go Vote! Make sure you take notes of which candidates, questions, and issues you are in agreement with. You could even print out the sample ballot and mark it for easier reference.

The important thing is to make our voices heard. No matter which candidate or side of the issue you stand on, be informed and go vote.

For all your Tulsa, OK area commercial real estate needs, contact Darryl Baskin, McGraw Realtors, 918-258-2600 or www.darrylbaskin.com

Eliminating Autumn Pests from Your Tulsa, OK Business

Many insects find their way into our Tulsa, Oklahoma business during this time of year. They come in through crevices and cracks in roof flashing, siding, trim, vents, and any other way they can. Once they are inside the walls and structural areas of our businesses they can be very hard to exterminate. When the weather warms up they will often come inside through light fixture openings, vents, light switches, and fireplaces. To help eliminate pest problems in the Spring, follow these simple steps:

1. Walk around your business, inside and out. Look for any cracks, crevices, and missing caulk in your siding, doors, and windows.
2. Look around for holes in drywall.
3. Check your roof for loose roof flashing and shingles. For a thorough inspection, call a Tulsa, OK roofing company.
4. Basically look for any little areas of your business where pests can enter.
   

For Tulsa, OK pest control, call M.E.- Duane Montgomery of Montgomery Exterminating at 918-438-4885 or www.montgomeryexterminating.com.

For a Tulsa, OK commercial roofing services, call Judy Smith of A-Best Roofing at 918-587-1426 or www.abestroofing.com.

For help with all your Tulsa, OK commercial real estate needs call Darryl Baskin, McGraw Realtors, 918-258-2600 or www.darrylbaskin.com.

How are Oklahoma real estate matters resolved in court!

There are different types of cases and courts in which a real estate related matter can be heard. When it comes to real estate, there could be issues related to property lines, ownership, title problems, failure to declare previous issues in a disclosure statement or much more. Here are several types of issues that could arise and how they are generally handled.

In small claims court, the case is usually over things with a value of less than $6000. Many times in small claims court people are unrepresented when it comes to a small dispute over less than $6000 or disputes over a renter and landlord. Cases like these are usually heard by the judge within 30 days and are decided the day of the court hearing. For an eviction, you give notice to a tenant and have it posted. If they don't respond or pay you the debt they owe, you file a petition at the courthouse with appropriate information. It is filed and you pay a small fee and they send a notice out. You are usually given a court date within 30 days. If you are a renter and the landlord's property (where you live) is involved in a foreclosure, there are several things that can happen. Sometimes even if you are in the right, you may still lose any prepaid money.

For more information on legal matter involving Tulsa OK commercial real estate, contact David Keesling with Richardson, Richardson, Boudreaux at 918-492-7674 or www.rrblawok.com.

Need Tulsa, OK commerical title insurance? Contact Ann Rollins of Closings of Tulsa at 918-493-2241 or www.closingsoftulsa.com.

Prevent legal issues due to lack of insurance coverage. For Tulsa, OK commercial insurance, contact Mike Tedford of Tedford Insurance at 918-299-2345 or www.tedfordinsurance.com.

For all your Tulsa, OK commercial real estate needs, contact Darryl Baskin of McGraw Realtors at 918-258-2600 or www.darrylbaskin.com

What Exactly Is Oklahoma Title Insurance?

Title insurance protects your claim of ownership of your Tulsa, Oklahoma property. When you buy commercial real estate in the Tulsa, OK area, you count on the paperwork being properly reviewed. You should get a "title opinion" from an attorney. That does not, however, provide you any insurance that the attorney did not make an error or that someone later does not come back and claim an error was made (regardless who is right or wrong.) It is simply the opinion of the attorney you hired.

If you purchase title insurance and someone later questioned your ownership of the property, the title insurance company would be required to come defend your title.

A few things to note:

• Title insurance only covers the period of time before your purchase of the property. It does not cover from the time you purchase and beyond. If you are concerned about problems that might arise after you purchase the property, talk to your title company and ask about appropriate insurance.
  
• Sometimes "exceptions" can be listed in your title policy. These would be things that were known when the policy was written such as, your driveway or storage building being on the neighbor's property.
• Title problems are often called "clouds" which mean your ownership is not completely clear - that someone could raise questions about it. Even if your ownership would not be lost, it can be expensive to remove the "cloud" on your title.
• Title issues can arise from forgeries, improper paperwork filing at the courthouse, incorrectly completed forms, deaths and bankruptcies, lawsuits between other parties, and many other unknown circumstances.

For more information about commercial title insurance in Tulsa, OK, contact Ann Rollins, at Closings of Tulsa, 918-493-2241 or www.closingsoftulsa.com.

Have Tulsa, OK area commercial title problems? and have legal problems as a result of your title or lack of title insurance, contact Chuck Richardson of Richardson, Richardson, Boudreaux at 918-663-5070 or www.richardsonlawfirmpc.com.

For all your commercial real estate needs in the Tulsa, OK area, contact Darryl Baskin, McGraw Realtors, 918-258-2600 or www.darrylbaskin.com.

Protect Your Business From Fire!

Fire can be a devastating event. It damages everything in its path and can cause serious injury and death. To help protect your Tulsa, OK area business from fire, read on.

• Be prepared ahead of time! Being prepared is probably the most important step of all. This step involves many things. First, make sure you have insurance in the event of a fire. Second, have a fire escape plan with all the necessary items such as escape ladders, fire extinguishers, smoke detectors etc. Third, know and practice your fire escape plan. Take time to discuss what to do in the event of a fire and practice!
• Avoid unnecessary risk! Cigarettes, fire places, and appliances are common causes of fires. Although these are more common in homes, they can still cause problems in a business. Make sure that fires in the fireplace are completely out before you leave. If you use it often, install a screen and glass door for extra safety. Finally, avoid putting appliances near furniture. Appliances and heaters placed near furniture can often overheat and cause a fire to start. When a fire starts from any one of the items above, they often start very slowly and smolder for a long time before actually catching fire and being detected.
  
• Test your smoke alarm! It is very important to test your smoke alarm often to ensure that it is working properly. Also replace the battery at least once per year, even if it appears to be working. If your smoke alarm seems to go off regularly when there is not a problem, such as during cooking, consider moving it a few feet away. If your smoke alarm is 10 years old, replace it.
• Keep Emergency Numbers on Hand! Keep Tulsa, OK Area emergency numbers near all phones in case of fire or emergency. A great place to check is the local phone book.
  
• No matter how much we prepare, we can't completely prevent fires. should a fire occur, remember to call your Oklahoma insurance agent and maintenance professionals to take care of any damage and ensure insurance coverage of repairs.

Contact these professionals for questions or quotes:

Insurance Coverage in Tulsa, OK- Mike Tedford, Tedford Insurance, 918-299-2345 or www.tedfordinsurance.com.
Roofing Repairs in the Tulsa, OK area- Judy Smith, Abest Roofing, 918-587-1426 or www.abestroofing.com.
Fire Damage and Restoration in the Tulsa, OK area- Roger Fisher, PCC Cleaning and Restoration, 918-641-1111 or www.pcccr.com.

Oklahoma State Questions on the Upcoming November Ballot

On November 2, 2010 there will be an election in which 11 Oklahoma state questions will be decided. When there are so many questions on a ballot, it can be difficult to remember the details of each question and how we feel about them. Today, we will discuss the first of the eleven Oklahoma state questions- SQ 744.

SQ 744: The measure repeals a Section of the State Constitution. The repealed section required the Legislature annually to spend $42.00 for each common school student.

Common schools offer pre-kindergarten through twelfth grade.

The measure also adds a new Article to the Constitution. It sets a minimum average amount the State must annually spend on common schools. It requires the State to spend annually, no less than the average amount spent on each student by the surrounding states. Those surrounding states are Missouri, Texas, Kansas, Arkansas, Colorado and New Mexico. When the average amount spent by surrounding states declines, Oklahoma must spend the amount it spent the year before.

The measure deals with money spent on day-to-day operations of the schools and school districts. This includes spending on instruction, support services and non-instruction services. The measure does not deal with money spent to pay debt, on buildings or on other capital needs.

The measure requires that increased spending begin in the first fiscal year after its passage. It requires that the surrounding state average be met in the third fiscal year after passage. The measure does not raise taxes, nor does it provide new funding for the new spending requirements.

This information taken from "Do You Have the Answers?" by Sid Sperry published in Oklahoma Living Magazine.

For more information about SQ 744 or any other question on November 2, 2010 ballot, visit the www.okpolicy.org website.

For your Tulsa, OK real estate needs, contact Kelly Howard of McGraw Realtors at 918-230-6341 or www.kellyhowardhomes.com.

Protecting Your Tile Floor from Stains

Did you know that there is an easy way to protect your commercial tile floor from moisture, stains, and mildew? Simply seal your tile grout. After tile is installed and grouted, it is important to seal the grout in order to prevent moisture, stains, and mildew from seeping into the grout. Sealing your grout will also enable you to clean your tile less often since it helps prevent dirt from getting into the grout. Here are the basic steps to seal the grout on your tile floor:

1. Wait a minimum of 48 hours after your tile is installed before you attempt to seal the grout. Some installers recommend that you wait 2-3 weeks before sealing. This helps ensure that the grout is completely set.
2. Use a silicone or water based grout sealer and apply with a paintbrush. You can also buy spray on grout sealer for more convenience.
   
3. Remove excess sealer from the tile before it has a chance to dry.
4. Allow the sealer to dry for at least one hour.
5. Apply another coat using the steps above. (Some installers recommend a second and even third coat of sealer)
6. To find out if you need a second or even third coat of sealer, test the sealer by dropping a little water on the grout. If the water beads up, no need for another coat. If it doesn't, simply apply more coats of sealer until the water beads up on the grout.
7. Remember that grout sealer has a potent smell. To avoid the smell, get out of the house for a while until it has a chance to dry and air out. Also, read and follow the directions on the bottle carefully.
8. Reapply grout sealer as recommended. Commercial tile floors might need sealer applied more often so check the usage directions. If you aren't sure, simply check the sealer as you were instructed in step 6. If the water beads up, apply more sealer.
   

For all your Tulsa, OK area commercial flooring needs, contact Jim Ecrette at ProSource Wholesale Floorcoverings at 918-252-7711 or prosourcejim@tulsacoxmail.com. Remember to ask for Darryl Baskin's flooring discount.

Protecting Your Tulsa OK Commercial Property.

Thinking of burglary at your Tulsa, OK area commercial property is probably not something anyone wants to do. It can, however, help prevent burglary from occurring. Whatever type of commercial property or business you own, here are some ways that you can keep your property secure.

• Put small items in a safety deposit box or fireproof safe. If using a safe, consider securing it to the floor.
• Make sure all your doors and windows are properly secure and adequate for commercial property use.
  
• Keep the exterior of your property well lit with motion sensor lighting.
• Pretend you are a burglar and try to find areas around your property that you could get in. When you have a list, make sure those areas are completely secure.
• Don’t hide items in obvious locations.
• Install a security system that is monitored at all times.
• Keep a watchful eye out at all times. If you see something suspicious call the authorities.
• Always plan for the worst. Although we hope that we will never experience a break in, always make sure that your commercial insurance is more than adequate to cover loss due to a burglary.
  

To receive a quote for security system installation in the Tulsa, OK area, contact Tory Tipp of TNT Security at 918-313-4074 or torytipp@yahoo.com.

For commercial insurance on your Tulsa, OK property, contact Mike Tedford of Tedford Insurance at 918-299-2345 or www.tedfordinsurance.com.

From Our Top 5 Team: Looking for a Summer Remodeling Project? These Tips Might Help

Looking for a Summer Remodeling Project? These Tips Might Help

Other than vacations, summer is the time of the year most popular for home improvement. The long days and warm, sunny weather make a great time to work on repairs and renovations without much of the hassles and delays that rain and other elements bring.

As a member of the Top 5 in Real Estate Network®, I, along with my team, have years of experience and understand how taking on a remodeling project is beneficial to you, both now and then later down the road should you choose to sell.

For these reasons and more, a good number of homeowners undertake home improvement projects, especially during the summer.

 

Following are tips and projects—both large and small—for homeowners looking to spruce their homes up this summer.

Patios and Decks
What better way to enjoy the warm days than by creating an outdoor living space for the family to enjoy.

 

Decks and patios are among the most popular summer remodeling ideas. There are various factors to take into consideration when deciding on whether a patio or deck is the most appropriate project to undertake. Such factors include soil condition and consistency, site terrain, use, capacity and privacy, as well as the cost and maintenance you are willing to put up with.

Home Maintenance
Throughout the seasons, your home has taken good care of you and your family and now is the best time to give back.

 

Go through your property to evaluate and create a checklist on areas that need mending or replacement. This list is a crucial preparation before calling a contractor or handyman for maintenance/repair services. Some common maintenance and repair include:

• Waterproofing the basement
• Re-caulking and replacing weather-striping
• Cleaning and sealing wooden decks
• Trimming bushes and trees
• Realigning downspouts and gutters
• Repairing the roof
• Cleaning the pool
• Mending the fence
• Sealing cracks along driveways, foundation, walkways, etc.
• Maintenance of HVAC systems

Energy-Efficient Renovation
When it comes to summer remodeling, there's no better way to invest your hard-earned dollars than by making your home energy efficient. An energy-efficient summer remodel is truly a worthwhile endeavor as it will result in years of savings on your energy bills. Some of the common items you can buy and integrate into your energy-efficient renovation include:

• Insulation systems and materials
• Roofs that resist heat gain
• Biomass-burning stoves
• Energy-efficient windows
• HVAC systems with the highest efficiency tier
• Solar panels
• Fuel cells
• Geothermal heat pumps
• Wind energy systems

Taking on one (or more!) of these projects is a great way to give back to your home this summer…and, in some cases, save you a bit of money, too. For more information on home renovation projects, please e-mail our team - and please feel free to forward these tips to any family and friends you think might benefit from them as well.

Sincerely,

Darryl Baskin
McGraw Realtors
Office: 918-258-2600
Mobile: 918-740-0077
Darryl@DarrylBaskin.com
http://www.DarrylBaskin.com

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Preventing Water Damage!

Water damage and leaks can be anything from a minor irritation to a major problem. For some homeowners, the damage caused from water leaks may be covered under their homeowner's insurance policy. For others, the cost to repair these damages is out-of-pocket. No one likes to spends lots of money in repairs, therefore preventing damage is the best way help prevent those excess expenses.

• Occasionally, check appliances that use water. Check for leaks around hoses, underneath for soft flooring and nearby for evidence of water leaks. When leaving the house, don't leave these appliances running. Disconnect or turn off the water to your washing machine before leaving the house for extended periods of time.
• Check sinks, showers/tubs, and toilets for clogs and loose caulking. Also check for soft flooring or water nearby that might indicate a leak.
• Check your water heater for rust and for wet spots on the floor.
• Make sure your roof is in good condition, all soffits and vents allow for good air flow, there isn't any debris on the roof or guttering, and there is no evidence of bent, missing or damaged shingles.
• Before and during cold weather keep faucets off and hoses disconnected from the spigots.
• During warmer weather, have your A/C unit serviced to ensure that it is in good working order.
• Check all caulking and paint on the exterior of your house and around windows and doors.
• Prevent water from sitting around the foundation of your home by filling low spots.
• If you suspect a leak that you can't find, turn off all appliances (that use water), faucets and don't flush the toilet. Record your water meter reading at the beginning and ending of an hour. If the number has changed, a leak is possible.
• Make sure everyone in the household knows where the water shut-off valve is in case of an emergency. Turning this off while away from home for vacation can also help to prevent damage from leaks.

Remember to keep the above tips in mind to help prevent water damage, however when water damage does occur consult with maintenance professionals.

If you suspect roof damage on your Tulsa, OK area commercial real estate, contact Jonathan Knapp of Royal Roofing at 918-398-6500 or www.royalroofingllc.com.

For property drainage solutions and commercial landscaping needs in the Tulsa area, call Nathan Vaughn of Bluum Outdoor at 918-599-8500 or www.bluum.net.

If you have suffered water damage or suspect water damage to your Tulsa, OK commercial property, contact Roger Fisher of PCC Cleaning and Restoration at 918-641-1111 or www.pcccr.com.

For commercial A/C service or for installation in the Tulsa area, contact Stephen Taylor of Air Assurance at 918-258-HEAT or www.airassurance.com.

Selecting a Tulsa, OK Area Pest Control Company....

How do you select a great Tulsa, OK area pest control company for your commercial property?

One of the easiest ways to is to ask people in Tulsa, OK. What do people in Tulsa, OK say? In their June issue, Tulsa People magazine featured readers’ favorite service companies. Among the favorites for Tulsa, OK is our very own Montgomery Exterminating! In addition, Montgomery Exterminating is among the top favorite service companies in Tulsa, OK as listed in the Tulsa People Magazine A-List. As a customer, I am not surprised that Montgomery is a favorite! They are knowledgeable, friendly, reliable, effective, and a great value. Congratulations Montgomery Exterminating!

To check out the Tulsa People Magazine A-List visit their website.

For commercial pest control service in the Tulsa, OK area, call Duane Montgomery of Montgomery Exterminating at 918-438-4885 or www.montgomeryexterminating.com.

For all your Tulsa, OK commercial real estate needs, contact The Baskin Real Estate Specialist of McGraw Realtors at 918-258-2600 or www.darrylbaskin.com.

Choosing a Moving Company for Your Business Move

Choosing a moving company is a big decision. Not only for your finances, but also for your business and peace of mind. When it comes time to make the big move, keep these things in mind...

1. Don't wait until the last minute or you might get stuck with a bad company or a high price.
2. When calling a mover, make sure that you have the following information at hand: a list of items to move, moving date, where you are moving from and the destination, and approximate value of the items you are moving.
3. Make sure the company is licensed. If the company is not licensed, think twice!
4. Check their record with the Better Business Bureau and ask for references. Ask around. A company that has been around for a while, will likely have a reputation.
5. Ensure that they have insurance adequate to cover the value of your property. Also, ask questions about what items are covered. For instance, many times, boxes that you pack yourself are not covered.
   

After asking lots of questions and selecting the right moving company, you can have peace of mind knowing that your property is in good hands!

For a quote to move your business in the Tulsa, OK area, contact Mike at Relocation LLC at 918-459-6683 or www.relocationllc.net.

Want to move your business to the Tulsa, OK area? Contact The Baskin Real Estate Specialists of McGraw at 918-258-2600 or www.darrylbaskin.com.

How Do I Handle Fraud in Title Insurance?

Handling fraud in any situation is difficult. When it comes to title insurance, there are some things to keep in mind. First, let's define title insurance. Title Insurance is insurance that covers financial loss as a result of a defect in a title to real estate. Second, we need to know what period the insurance will cover. When we buy commercial property or auto insurance, we are covering our business or auto from the time we purchase the policy until that point in the future that the coverage is canceled. With title insurance, though, it works in reverse. Title insurance covers from the moment you purchase your commercial property and into the past. If you are sued after you close on the property, then the title insurance may not cover you. Finally, title insurance issues can be quite tricky, especially with commercial real estate. To ensure that you are covered for everything you need, talk to your attorney or your title company. You may even consider asking for extended coverage on your title insurance to cover you from your commercial real estate purchase into the future.

If you have legal problems with your Oklahoma title, contact David Keesling at Richardson, Richardson, Boudreaux at 918-492-7674 or www.rrblawok.com.

To purchase title insurance or if you have questions about title insurance in Oklahoma, contact Ann Rollins of Closings of Tulsa at 918-493-2241 or www.closingsoftulsa.com

For all your Oklahoma property, auto, and life insurance needs and more, contact Mike Tedford, Tedford Insurance at 918-299-2345 or www.tedfordinsurance.com

For all your Tulsa, Oklahoma area commercial real estate needs, contact Darryl Baskin of McGraw Realtors at 918-258-2600 or www.darrylbaskin.com

New Area Code

By  now, probably most everyone in the 918 area has heard that we will be getting a new area code.  It will no longer be simply 918.  Now we will be adding area code 539.  The hardest part for most of us will be getting adjusted to using a 10 digit phone number every time we call.  To ensure that we are all ready for the new area code and 10 digit calling, the Oklahoma Corporation Commission has set up a practice period before the 10 digit calling is required.  Keep these dates in mind:

• July 7, 2010- You should have received a notice in the mail with dates and information about the new area code.
• August 7, 2010-  "Permissive Calling Period Begins"-  you can call using 7 or 10 digits.
• March 5, 2011- "Permissive Calling Period Ends"-  you will now be required to use the 10 digit number.
• April 1, 2011-  New 539 area codes will be available.  You can also request a 918 area code phone number if one is available.
• Spring 2012- 918 area code phone numbers are expected to run out.
  

The same long distance rules will apply for the 539 area code.  Simply put, if you can call a 918 area code now without long distance, you will be able to call 918 or 539 without long distance.  If you pay long distance to call 918, then you will also pay for the 539 area code

CASA- Court Appointed Special Advocates

Court Appointed Special Advocates give children in the custody of the State a voice in court. Many children who have been removed from their homes are thrust into a system of attorney's, case workers, Foster homes, judges, and a host of other representatives. CASA volunteers are appointed by a judge to speak for a child in the "system" to give the child a voice in the courtroom. As a Foster parent for twenty children over the past 13 years and an adoptive parent to seven children, I have witnessed first-hand the need for CASA in the lives of these children.

Your support of CASA whether financially, by spreading the word to your friends, or by volunteering to represent a child, will make a lasting difference in their future. Find out more about CASA here.

How to Understand Your Insurance Company's Late Policy!

One of the main things that customers need to know about their insurance is what type of policy coverage they have, what type of insurance company they have, and what type of policy the insurance company has on payments. When considering what type of policy your insurance company has on payments, ask theses questions:

1. When does my payment have to be received in order to be on time?
2. Does the payment need to be postmarked by a certain time?
3. In what office does the payment need to be received?
4. How do you issue a cancellation policy, will it be a part of the bill or separate?
5. Do you have a maximum number of late payments that are allowed before you cancel my insurance policy permanently?

To ensure you have the proper insurance coverage for your Tulsa, OK commercial property or for more questions, contact Mike Tedford of Tedford Insurance at 918-299-2345 or www.tedfordinsurance.com.

For all your Tulsa, OK area commercial real estate needs, contact Darryl Baskin, McGraw Realtors at 918-258-2600 or www.darrylbaskin.com.

Fontana Cinema to See New Tenant

Common Ground Church has leased the former Fontana 6 Cinema at 51st and Memorial.  Pastor Tom Dillingham is the senior pastor. Kelly Howard and Sherri Sanders of www.tulsaluxurypropertygoup.com donated real estate consulting services to negotiate the lease.

Sutherlands to be Reborn

The former Sutherlands Lumber big box retail building will soon have a new life.  One anchor tenant will be Planet Fitness.  Spaces will range from 10,000 to 43,750 square feet.  For information about this and other commercial properties available in the Broken Arrow, OK area, contact Darryl Baskin at 918-740-0077 or www.BaskinCommercial.com

Quick Tips for Increased Security

Security is important to just about everyone. For commercial properties, however, it can be even more challenging at times. Whether you are an employee or business owner, keep these simple tips in mind to help ensure security for everyone.

• Always know your surroundings. If you have relocated your business or taken a new job, take a walk or drive around during the day and check out the area. Make a note of routes that might be safer to walk or drive. Also, make a mental note of normal parking routines and people that frequent the area.
• Get to know other business owners and employees. Find out where businesses are located and what's been going on in the area.
• Make sure that employees know what protocol is for working after hours or if the last one to leave. Always close doors and set the alarm.
  
• When going on vacation or a business trip, be prepared. Put lights on timers, cancel mail and newspaper delivery or arrange for it to be picked up. Make sure that employees are aware. Don't leave clues that you are away.
• Again, remember to set your security system!

To have a security system installed or monitored in your Tulsa, OK area business, contact Tory Tipp of TNT Security Services at 918-313-4074 or www.tntsecurityservices.com.

How New Lead-Based Paint Law Affects You!

There is a new lead-based paint law that has been issued by the Environmental Protection Agency. The new law, the Toxic Substance Control Act, requires that companies must be certified by the EPA and workers must also be certified to remove or do activities that might disturb lead-based paint. These activities usually include renovation, repair, and painting done in or near areas that have lead-based paint (properties that were built before 1978). This law comes with heavy penalties as well, up to $37,500 per violation, per day. Not only can the contractor be fined, but Realtors and Brokers can be fined as well. Read on for a little more information about lead-based paint.

Lead-based paint was used in construction prior to 1978. Lead can cause a multitude of health problems for both children and adults which include:

• reproductive problems
• high blood pressure
• hearing issues (children)
  
• nerve disorders
• memory and concentration problems
• muscle and joint paint
• headaches (especially in children)
• brain and nervous system damage (children)
• hyperactivity and other behavioral and learning problems (children)

Lead can enter our systems by putting things in our mouth that have lead on them, eatting dirt or paint chips that can contain lead. breathing in dust during renovations. For children, lead is especially dangerous because they often put everything in their mouths . their bodies absorb more lead, they are more sensitive to the effects of lead.


For more information about the new lead-based paint law or for lead-based paint removal from a certified contractor in the Tulsa, OK area, call Jonathon Knapp of Residential Repair at 918-621-1020 or www.residentialrepairinc.com.

For a complete article on the new lead-based paint law, visit www.darrylbaskin.com.

Things to Consider When Building!

When building a new property, there are so many decisions to make, from the location and builder, to which carpet and paint to choose. Keep these tips in mind when you decide to build.

• Location- Work with your Realtor when purchasing land and building to make sure that the location you desire will fit your budget as well as the style and size you want in your building. Don't find out after purchasing that you can't do what you want or that the market won't handle your specific plans.
• Building- Select your builder carefully! Ask for recommendations from your Realtor. After all, they work with builders everyday. Ask builders for referrals and contact them. Ask plenty of questions and don't be afraid to get more than one quote.
• Products- Once you have purchased land, selected a builder, and begun the building process, there will be many products to choose. Ask about your options and shop around in advance to make sure that you get what you want at the price you want. When selecting roofing products and styles- keep in mind your budget, style, and the weather in your area. Remember that by using certain materials, you can decrease your energy costs. When selecting flooring products- remember to check wear, stain resistance, and even product type (such as carpet, tile, or hardwood).
  
• Mortgage Options- Check with your mortgage company to find out what mortgage options are available to you. Make sure that you know the down-payment requirements for the option you choose.
  

Want more information? Contact these professionals for all your Tulsa, OK area maintenance needs and more:

Building in the Tulsa, OK area- Rick Oberlender of US Building Systems at 918-734-1293 or usbs@att.net

Tulsa, OK Mortgages- Steve Currington, Currington Mortgage at 918-810-0092 or www.curringtonmortgage.com.

Roofing in the Tulsa, OK. area- Judy Smith of A-Best Roofing at 918-587-1426 or www.abestroofing.com.

Flooring Products- Jim Ecrette at ProSource Wholesale Floorcoverings at 918-252-7711 or www.prosourcefloors.com. Don't forget to ask for Darryl Baskin's pricing discount!

Full of Stuff?

Is your office or commercial space full of "stuff". Here are a few quick and easy tips and questions to help you get your business de-cluttered in no time.

• Sometimes it can be helpful to de-clutter before tackling any cleaning. Once you de-clutter there will be less stuff to clean and less stuff on counters, floors, and tables to move around.
• When de-cluttering, set out three boxes. One box is for things to keep, one is for things to donate, the last is for things to throw away. Consider these questions when deciding what to do with each item.

Do I need the item?
Will I ever use this item again?
When did I use it last time?
Has it got sentimental value?
If it needs repair, will the repairs be made?

• Be realistic when de-cluttering. If you are short of space or haven't used it in a while, throw it away or donate it.
  
• Don't take a lot of time when de-cluttering. Many times, the longer you spend on one item, the more likely you will convince yourself that you need to keep it. If you still find it difficult to decide, put in aside for later and come back to it.
  
• If you find there is something, especially large items, that you need to keep but don't have space for, put it in storage.
  

For more information about storage, moving, and packing for your Tulsa, OK business or for an estimate for storage or moving services, contact Mike Ellingson of Relocation LLC at 918-459-MOVE or www.relocationllc.net.

For all your Tulsa, OK commercial real estate needs, contact Darryl Baskin of McGraw Realtors at 918-258-2600 or www.darrylbaskin.com.

Getting Rid of Bad Tenants

As a landlord, what are your rights when you have problems with a bad tenant? A landlord can give notice to a tenant and after a certain notice time, can file a Forcible Entry and Detainer Action at the Tulsa County Courthouse. This can be done for many reasons: not paying rent, too many cars, pet issues and many more problems.

As a landlord, you do not have to have an attorney in order to do this. You can go to the courthouse and fill out the documents yourself. give notice to the parties in the situation, and then get a court date. When this has occurred, if the tenant has not vacated the property you may be able to obtain a Writ of Assistance so that the Sheriff can come out and assist you in removing the persons belonging from the property and enabling you to get in.

If you are having problems with bad tenants in the Tulsa, OK area and to make sure you understand the Landlord and Tenants Act, contact David Keesling of Richardson, Richardson, Boudreaux at 918-492-7674 or www.rrblawok.com. For additional information, watch the video featuring David Keesling and Darryl Baskin below.

*Make sure that you know the law in your state and contact an attorney in your area to ensure that you are following the law.

Local Company Cleans Oolagah-Talala Schools After Recent Meningitis Outbreak

PCC Cleaning and Restoration, a Tulsa-based company, was responsible for cleaning the Elementary School at Oolagah-Talala Schools after the recent Meningitis outbreak. PCC provided this service for free as a way to support the community. They say that the products they used kill 99.97% of all harmful bacteria that is in the air.

PCC Cleaning and Restoration provides fire, water, and disaster recovery and restoration services for homeowners and business owners in the Tulsa, OK area. For more information or to receive a quote, contact Roger Fisher at 918-641-1111 or www.pcccr.com.

Tulsa's Ambassador Hotel Helps Save Lives Across the World!

Tulsa's Ambassador Hotel has helped save thousands of lives all across the world through a program called Clean the World. Clean the World takes used hotel hand soap and using a recycling process, cleans and sterilizes the soap and packages it for shipment to countries all around the world where many die from common diseases such as pneumonia and acute respiratory infections. These diseases and infections cause approximately 17 percent of deaths in infants and children. It is estimated that 60 percent of these deaths can be prevented when children wash their hands with soap and water.

Thanks Ambassador Hotel and Clean the World!

For all your real estate needs in the Tulsa, OK area, contact the Baskin Real Estate Specialists of McGraw Realtors at 918-258-2600 or www.darrylbaskin.com.

Top 5 Tips for Securing an Accurate Appraisal

Top 5 Tips for Securing an Accurate Appraisal

When it comes to buying or selling property, a successful outcome often hinges upon an accurate appraisal. Unfortunately, due to unrest in the appraisal industry sparked by government guidelines imposed by the Home Valuation Code of Conduct (HVCC), securing an accurate appraisal can be hard to come by these days. Colleagues have shared many a horror story about an appraisal gone wrong and a client that's left to pay the price.

As a member of the Top 5 in Real Estate Network®, however, I have learned that there are steps you can take to help ensure an appraisal accurately reflects the home's value. Consider the following advice:

1. Keep it local. Inaccurate appraisals are often the result of the current practice of using an appraiser who is unfamiliar with your community…sometimes, they're even coming from another state! Talk to your agent and/or lender and insist that the appraiser involved is local and, therefore, understands home values in your neighborhood.

2. Utilize comps. Make sure your lender and appraiser are accurately leveraging comps (comparable market sales) of local properties sold within the last six months to help appraise your home. Your real estate agent can help in this area.

3. Put your best foot forward. If you are selling your home, make sure it's in the best possible shape before the appraiser visit. Invest in any necessary repairs and effective cosmetic changes. Consider how your home stacks up against other homes in your neighborhood and let that be your guide.

4. Review carefully. Review the appraisal thoroughly to make sure all the basic facts are correct: square footage, features of the home, number of rooms, etc. If you find mistakes, call the appraiser and ask to have them corrected. If the appraiser refuses to make the corrections, file a complaint with your state's real estate appraisal board.

5. Don't settle. You are not bound to accept the appraisal results. Both buyers and sellers can request a new appraisal. There is no guarantee that the bank will accept the new appraisal, but it can be used to challenge the first appraisal.

An honest, accurate appraisal can make all the difference in your real estate transaction. Follow the above steps and please e-mail me for more details. I encourage you to forward this important information to your social network, as well.

Citizens Share Concerns Over PlaniTulsa

Citizens shared concerns over PlaniTulsa at a recent Tulsa Metropolitan Area Planning Commission Meeting. Although 15 people spoke at the meeting, only one person asked the commission to reject the proposed plan update. Not everyone was completely happy with the plan though. There are different aspects of the plan that citizens dislike. According to the Tulsa World, one woman expressed concern over the "plan's emphasis on pedestrian-friendly mixed use development". Other citizens are waiting to see if plans for their area will actually come to pass since previous plans never did.

For those interested in PlaniTulsa there will be a public hearing at 1:30pm on March 10, 2010 at City Hall.

Need information on commercial land planning for your Tulsa property, contact Dennis Blind of Glory Development at glorydevelopment@olp.net.

Carbon Monoxide Safety

Carbon Monoxide is something that many of us simply don't think about, yet it can be very dangerous. Carbon Monoxide is a gas that can be created when combustible fuel doesn't burn properly or when the exhaust is not properly vented. It can come from appliances, water heaters, exhaust from your car, blocked chimney flues and malfunctioning appliances that burn fuel. If you see black soot around vents, flues, filters or appliance burners, there may be carbon monoxide present. Also, if your Natural Gas flame is yellow instead of blue, it may be present.

Follow these preventative tips and keep this list of symptoms of carbon monoxide poisoning on hand you suspect a problem.

Preventive Tips:

• Make sure that chimney's are properly vented and the flue is not blocked. Cleaning the chimney regularly is also recommended as annual maintenance.
• Replace air filters regularly. If you find that it is hard to remember to change your air filter or have trouble locating one, contact Rick Butefish of www.Filters4me.com, 918-292-8600 about their easy air filter replacement program.
• Keep appliance air intake areas clear.
• Don't heat your business with a gas range or space heater.
  
• Keep your heating and air-conditioning system running properly and have regular maintenance scheduled. Call Stephen Taylor of Air Assurance at 918-258-HEAT or www.airassurance.com. to schedule a check of your heating and a/c system.
• Install a carbon monoxide detector that is UL- approved and has an audible alarm.
  
• Don't use a grill or start a lawn mower, car or any fuel burning engine in a closed garage, inside a building, or in an enclosed area.

Symptoms of Carbon Monoxide Poisoning:

• Dizziness
• Ringing in the ear
• Fatigue
• Increased perspiration
• Weakness
• Vomiting
• Headaches

If you think that you may be experiencing these symtoms due to carbon monoxide poisoning, leave the property and call 911.

For more information about:

air filter replacement in Tulsa, OK- contact Rick Butefish, www.filters4me.com or 918-292-8600

heating and a/c repair and installation in Tulsa, OK.- contact Stephen Taylor, Air Assurance, 918-258-HEAT

commercial maintenance needs in the Tulsa, OK area- visit www.tulsahomecare.com

Will Termites Affect Your Property Value?

Termites are everywhere. Whether you realize it or not, they are in virtually every area with dirt in Oklahoma. Whether it be your home or commercial property, termite damage will not only cost you money to repair and exterminate, but can also cost you value when you decide to sell your property. Properties that have a history of termite damage, treatment and repair can be the hardest hit. To avoid damaging your property value, contact a professional exterminator to exterminate. One of the most effective termite treatments around is the Sentricon Baiting System. Only select exterminators can install and care for these systems. Don't settle for just anyone to install a system. Ensure that they are qualified to install the Sentricon System and will guarantee the extermination of termites as well as check the system monthly! Also, make sure that you have repairs done quickly to prevent further damage.

For more information on the Sentricon Baiting System or other pest control needs in the Tulsa, OK area, contact Duane Montgomeryof Montgomery Exterminating at 918-438-4885 or www.montgomeryexterminating.com.

For information on what affects property values or things to consider before purchasing a home in the Tulsa area, contact Darryl Baskin, McGraw Realtors at 918-258-2600 or www.darrylbaskin.com.

For all your Tulsa, OK mortgage needs contact Karen Heston of BOK Mortgage at 918-488-7353 or visit her website.

How to Choose a Moving Company for Your Business Move

Choosing a moving company is a big decision. Not only for your finances, but also for your business and peace of mind. When it comes time to make the big move, keep these things in mind...

• Don't wait until the last minute or you might get stuck with a bad company or a high price.
• When calling a mover, make sure that you have the following information at hand: a list of items to move, moving date, where you are moving from and the destination, and approximate value of the items you are moving.
  
• Make sure the company is licensed. If the company is not licensed, think twice!
• Check their record with the Better Business Bureau and ask for references.
• Ask around. A company that has been around for a while, will likely have a reputation.
  
• Ensure that they have insurance adequate to cover the value of your property. Also, ask questions about what items are covered. For instance, many times, boxes that you pack yourself are not covered.

After asking lots of questions and selecting the right moving company, you can have peace of mind knowing that your property is in good hands!

For a quote to move your business in the Tulsa, OK area, contact Mike at Relocation LLC at 918-459-6683 or www.relocationllc.net.

Want to move your business to the Tulsa, OK area? Contact The Baskin Real Estate Specialist of McGraw at 918-258-2600 or www.darrylbaskin.com.

Fwd: Web-site and Good Morning!

FIRE-INSURANCE FOR UNDEVELOPED LANDS?

By Dean Solberg

 

Is 'Fire-Insurance' for the benefit of undeveloped lands necessary?

 

The answer is yes. It has been my experience that owners and buyers of undeveloped lands in Oklahoma are not advised at all on the issue and when the issue is raised, the advice normally given is 'no'. This is a mistake. As we all know in Oklahoma, grass does burn. Fire, and not just the wind, does come "…sweepin' down the plain…."

 

When grassfires devastated various areas in Oklahoma in 2005 and 2007, the fires were extinguished by the heroic efforts of our area fire-fighters (who in Tulsa deserve a lot better but that is for a future discussion). Numerous Fire Departments were involved with the effort and assisted in areas outside their City's limits or jurisdictions. Since many of the grassfires were on property not within that Fire Department's jurisdiction, the property owners of these lands were sent a bill for their services and I heard of bills being as much as $30,000.00 to $40,000.00. To make it even worse, there were efforts to add the bill as a charge to the property's ad valorem tax bill so that the cost would be a 'lien' against the property and if unpaid the lien would be satisfied from the proceeds of any future tax sale.

 

The impact of this scenario could have been minimized if the property owner had contacted and paid the fire-protection service fee to their nearby municipality. The annual fee by some municipalities is as low as $40.00 per year.

 

For property not within the city's limits of a municipality it is recommended that the nearest municipality be contacted in regards to the availability and cost of such fire protection. It is also recommended for someone who has a home on acreage that their hazard insurance carrier be contacted as well to verify that such risks are covered and the extent of such coverage. Also, any such policy should cover the risk and liability of a fire jumping your fence and setting the neighbor's property on fire.

Dean M. Solberg, Attorney & Counselor at Law

7614 South Joplin Avenue, Tulsa, Oklahoma  74136

Phone:  (918) 477-7273  E-mail:  deansolberg@juno.com

or psb3@cox.net

 

Disclaimer: The material included in this communication is for information only and not intended as legal advice. The information contained is general and the law may apply differently in specific situations. I do not provide legal advice except upon the establishment of an attorney-client relationship. Readers should not act upon information contained in this material without first obtaining professional legal counseling and this material may be considered as advertising under the rules of professional responsibility governing attorneys.

 

This E-Mail message is for the sole use of the intended recipient(s) and may contain confidential and privileged information.  Any unauthorized review, use, disclosure or distribution is prohibited.  If you are not the intended recipient, please contact the sender by reply E-Mail and destroy all copies of the original message.

 

What Not to Pack!

Packing and moving can be a lengthy and stressful process. Knowing what to pack is simple though, right? Unfortunately, it isn't always so simple! There are some items that you should not send with your moving company. Hazardous items are actually illegal for movers to to transport. The following items should not be sent in the moving van:

• Paint and paint thinners
• Ammunition and firearms
• Gas, Propane, and Oil
• Flammable or Explosive Materials
• Aerosols
• Acetone Products (such as nail polish remover)
• Stereo Equipment
• Matches
• Valuable Items
• Pets

For a complete list of items that moving companies can't move or for a quote to move your property, contact Mike with Relocation LLC at 918-455-6683 or www.relocationllc.net.

For more information about moving your business to the Tulsa, OK area, contact Darryl Baskin of McGraw Realtors at 918-258-2600 or www.darrylbaskin.com/commercial

What is Land Use Planning?

Land use planning is a process where experts assess the land and its resources with the goal of making the land most beneficial to the users while also conserving the environment. While this process does take time, it can be very beneficial to property owners and the environment. As land is used up over time, it is very important to conserve the limited resources available to us. Land use planning helps all involved to make the best use of the land and help anticipate future needs and possible changes.

There are many steps and factors that are present when developing a land use plan, from discussions with owners to legal, economic, and social factors. The basic steps in land use planning are as follows:

• Determine Goals and Get Organized
• List Problems adn Changes that are Possible
• Evaluate the Land
• Analyze the Legal, Economic, Social, and Environmental Factors
• Select the Best Option
• Prepare and Implement the Plan
• Monitor the Plan and Revise as Needed

To discuss land use planning, contact Dennis Blind of Glory Development at 918-812-2339 or glorydevelopment@olp.net.

For legal issues involving your commercial property or land use plan, contact Chuck Richardson of Richardson, Richardson, Boudreaux at 918-663-5070 or clrichardson@richardsonlawfirmpc.com.

For all your Tulsa, OK area commercial real estate needs, contact Darryl Baskin, McGraw Realtors at 918-258-2600 or www.darrylbaskin.com.