Handling an Insurance Claim..

When property owners file an insurance claim, many times, they find that insurance adjusters can't answer questions about their policy. That's because, many times, insurance adjusters are sub-contracted by the insurance company and are not familiar with your specific policy. To help alleviate that problem, make sure that you ask plenty of questions about your policy before you purchase it. Find out what is covered and what isn't. Also keep in mind that many policies stipulate that you have to file a lawsuit within 1 year of the claim or you will waive any right to do so. If there are problems with your claim, you may need to file a lawsuit before the year is up in order to make sure that your time doesn't run out and you are stuck with repairs that you can't pay for. To avoid being put into that position, work ahead, ask questions, and do your research.

For Tulsa Area Commercial Property Insurance, contact Mike Tedford of Tedford Insurance at 918-299-2345 or www.tedfordinsurance.com.

For legal advice on insurance claims in Oklahoma, contact Paul Boudreaux of Richardson, Richardson, Boudreaux at 918-492-7674 or www.rrblawok.com.


For Tulsa Maintenance Professionals, visit www.tulsahomecare.com or talk to the professionals listed here:

Commercial Roofing Repairs in Tulsa, Judy Smith, A-Best Roofing, 918-587-1426 or www.abestroofing.com
Disaster Restoration in Tulsa, OK, Roger Fisher, PCC Cleaning & Restoration, 918-641-1111 or www.pcccr.com
Commercial Plumbing Repair in Tulsa, Markwayne Mullin, Mullin Plumbing, 918-258-6636 or www.mullinplumbing.com
Tulsa Heating and A/C Repair, Stephen Taylor, Air Assurance, 918-258-HEAT or www.airassurance.com

Handling Fraud in Title Insurance....

Handling fraud in any situation is difficult. When it comes to title insurance, there are some things to keep in mind. First, let's define title insurance. Title Insurance is insurance that covers financial loss as a result of a defect in a title to real estate. Second, we need to know what period the insurance will cover. When we buy commercial property or auto insurance, we are covering our business or auto from the time we purchase the policy until that point in the future that the coverage is canceled. With title insurance, though, it works in reverse. Title insurance covers from the moment you purchase your commercial property and into the past. If you are sued after you close on the property, then the title insurance may not cover you. Finally, title insurance issues can be quite tricky, especially with commercial real estate. To ensure that you are covered for everything you need, talk to your attorney or your title company. You may even consider asking for extended coverage on your title insurance to cover you from your commercial real estate purchase into the future.

If you have legal problems with your Oklahoma title, contact David Keesling at Richardson, Richardson, Boudreaux, Keesling at 918-492-7674 or www.rrblawok.com.

To purchase Tulsa title insurance or if you have questions about Oklahoma title insurance, contact Karen Burnette of Firstitle at 918-493-2241 or www.firstitle.com

For all your Oklahoma property, auto, and life insurance needs and more, contact Mike Tedford, Tedford Insurance at 918-299-2345 or www.tedfordinsurance.com

For all your Tulsa, Oklahoma area commercial real estate needs, contact Darryl Baskin of McGraw Realtors at 918-258-2600 or www.darrylbaskin.com

Tips for a Less-Stressful Closing on Your Commercial Property!

Buying and Selling a commercial property can be a stressful process, but when the closing process doesn't happen smoothly, it can add even more stress. Here are a few tips to help the closing process happen without a few of the most common glitches. First, listen to the professionals. If your real estate agent or mortgage broker gives you suggestions for the closing or moving process, heed their advice. They see problems regularly and can help you avoid some of the most common problems. Second, as a seller, pack and move out off the property as early in the day, or even the night before, as possible and schedule closing for the afternoon. For buyers, schedule the final walk through earlier in the day as well. This added time should help with any unplanned delays. Third, consider adding a little extra expense to your budget in case there is a delay in closing and storage costs are needed or you need to hire a professional for an unexpected repair. Finally, ask for a final settlement statement a day or two in advance of closing so that last minute surprises are kept to a minimum.

For more information on the closing process or if you are in need of Tulsa area commercial closing services, contact JJ Pierce, FirsTitle, 918-493-2241 or www.firstitle.com

For all your Tulsa, OK. commercial mortgage needs, contact Karen Heston, Bank of Oklahoma, 918-488-7353 or kheston-boklo.mortgagewebcenter.com

For all your Tulsa, Oklahoma area commercial real estate needs, contact, Darryl Baskin, McGraw Realtors, 918-258-2600 or www.darrylbaskin.com.

Protecting Your Oklahoma Business from Fire!

Fire can be a devastating event. It damages everything in its path and can cause serious injury and death. To help protect your business from fire, read on.

• Be prepared ahead of time! Being prepared is probably the most important step of all. This step involves many things. First, make sure you have Oklahoma commercial insurance in the event of a fire. Second, have a fire escape plan with all the necessary items such as escape ladders, fire extinguisher, smoke detectors etc. Third, practice your fire escape plan. If you have employees, take time to discuss what to do in the event of a fire and practice this at various hours when employees are working.
  
• Avoid unnecessary risk! Cigarettes, fire places, and appliances are common causes of fires. Keep containers especially for cigarette disposal handy for your clients. If you have a fireplace or other fire burning machinery, ensure they are turned off and no longer hot before leaving. Finally, avoid putting appliances near furniture or other highly flammable items. Appliances and heaters placed near furniture can often overheat and cause a fire to start. When a fire starts from any one of the items above, they often start very slowly and smolder for a long time before actually catching fire and being detected.
• Test your smoke alarm! It is very important to test your smoke alarm often to ensure that it is working properly. Also replace the battery at least once per year, even if it appears to be working. If your smoke alarm seems to go off regularly when there is not a problem consider moving it a few feet away. If your smoke alarm is 10 years old, replace it.
• No matter how much we prepare, we can't completely prevent fires. Should a fire occur, remember to call your insurance agent and Tulsa area maintenance professionals to take care of any damage and ensure insurance coverage of repairs.

Contact these professionals for questions or quotes:

Commercial Insurance Coverage in Tulsa, OK- Mike Tedford, Tedford Insurance, 918-299-2345 or www.tedfordinsurance.com.
Commercial Roofing Repairs in the Tulsa, OK area- Judy Smith, Abest Roofing, 918-587-1426 or www.abestroofing.com.
Commercial Fire Damage and Restoration in the Tulsa area- Roger Fisher, PCC Cleaning and Restoration, 918-641-1111 or www.pcccr.com.
Tulsa, OK. Electrical Repair- Larry Murray, Murray Electric, 918-835-9605 or www.murrayelectric.com
Commercial Plumbing in the Tulsa, OK. area- Mullin Plumbing, 918-258-6636 or www.mullinplumbing.com
Junk Removal in Tulsa- David, I-Haul USA at www.ihaulusa.com or david@ihaulusa.com

Incorporating Green Products into Your Tulsa Commercial Property

When building, remodeling, or replacing products in your commercial property, eco-friendly or green ideas can be very easy and often inexpensive to implement. Here are some easy ways to incorporate green products into your property:

• When building a new commercial space, face the widest part of the building to the north or south.
• Place doors and windows where you will receive good cross-ventilation.
• Ensure any attic space is well ventilated by using roof ridge vents, lighter colored roof materials, lots of insulation, and by placing A/C ducts in the attic to help absorb the heat.
• Install an energy-efficient and properly sized heating and A/C system, make sure that duct work is correctly sealed, and use a programmable thermostat.
• Utilize landscaping materials, plants and design that is appropriate for the climate and rainfall levels in your area.
• Use low-flow toilets and showerheads and energy-efficient appliances.
• Recyclable and renewable materials can be used for decking, siding, interior and exterior trim, and more.
• Choose flooring materials made out of concrete, bamboo, or recycled wood.
• Replace your air conditioning filter regularly to enhance the performance of your air conditioning system and to reduce pollutants.

For more ideas or estimates on incorporating green products and ideas into your commercial property, contact the professionals below:


Tulsa Commercial Roof Installation and Repair: A-Best Roofing, Judy Smith, 918-587-1426 or www.abestroofing.com
Commercial Heating and Air Conditioning Installation and Repair in Tulsa: Air Assurance, contact Stephen Taylor at 918-258-HEAT or www.airassurance.com
Tulsa Building and Remodeling: US Building Systems, contact Rick Oberlender at usbs@att.net.
Air Conditioning Filters: Filters 4 Me, contact Rick Butefish at 292-8600, rick@filters4me.com, or visit their website at www.filters4me.com.
Tulsa Flooring Products: ProSource Wholesale Floorcoverings, contact Jim Ecrette at 252-7711 or prosourcejim@tulsacoxmail.com (ask for Darryl Baskin’s preferred pricing).


To find energy-efficient, eco-friendly, or green commercial properties in the Tulsa, Oklahoma area contact Darryl Baskin, McGraw realtors 918-258-2600 or www.darrylbaskin.com.

Termites, When Will You Get Them In Your Property?

I am sure that there are many who are saying that they have never had termites in or around their property. In Oklahoma, the saying goes that "it's not if you get termites, it's when you get termites". According to our friends at Montgomery Exterminating, termites "break down plant and wood material" by tunneling underground until they get to a source of that material, your property for example. One of the main problems with termite damage is that they eat from the inside out. When you finally see the damage, often you can end up with structural damage as a result. In addition to your property, they will eat furniture, paper, fences, cloth and books.

Did you know?

• Termites on earth outweigh humans on earth!
• Over 5 million homes have some type of termite damage.
• Termite damage is more common than storm, fire, and earthquake damage.
• Your insurance will not likely cover termite damage.

So, what do you do to prevent termites from damaging your property?

Montgomery Exterminating uses the Sentricon Colony Elimination System to kill the termite colony and prevent any further damage to your property. For more information on Tulsa, OK. commercial termite elimination or the Sentricon Colony Elimination System, contact Duane Montgomery, Montgomery Exterminating, 918-438-4885 or www.montgomeryexterminating.com.

Get Artsy with Your Commercial Landscaping!

Many of us have not heard of glass mulch. Glass mulch is becoming more popular for many reasons. First, it is very earth friendly. It is made from recycled glass, tumbled to ensure there are no sharp edges, and lasts forever in landscaping as mulch. Second, it can be laid out in a design using various colors for a more artistic flair in landscaping.

There are many uses for glass mulch when it comes to landscaping in commercial applications. You can use it as:

• landscaping mulch
• accent for driveway or pathways
• mixed into concrete for a terazzo tile effect
• used in non-skid or reflective paint
• used to create a beautiful design or business logo around your property
  

When you need a beautiful and sparkling effect for your commercial landscaping, remember to consider glass mulch.

For glass mulch for Tulsa, OK commercial uses. contact Leigh Murray, Garden Glass of Oklahoma, 918-232-0210 or www.gardenglassofoklahoma.com.