Understanding Your Insurance Company's Late Policy

Understanding your insurance company's late policy is very important. Failure to understand the late policy could result in the cancellation of your policy. When selecting an insurance company remember to understand your commercial policy coverage and ask the following questions regarding the company's policy on payments:

• When does my payment have to be received in order to be on time?
  
• Does the payment need to be postmarked by a certain time?
  
• In what office does the payment need to be received?
  
• How do you issue a cancellation policy? Will it be a part of the bill or separate?
  
• Do you have a maximum # of late payments that are allowed before you cancel my insurance policy permanently?"

For all your Tulsa, OK. commercial insurance needs, contact Mike Tedford, Tedford Insurance at 918-299-2345 or www.tedfordinsurance.com.

For all your Tulsa, Oklahoma commercial real estate needs, contact Darryl Baskin, McGraw Realtors at 918-258-2600 or www.darrylbaskin.com.

Can I Automate My Business?

Most of the time, when automation is discussed, it is in the area of home automation. Home Automation is, basically, anything that gives you control over certain aspects of your property from one location, whether that is inside your home or remotely. Home automation systems can be as simple as being able to control some or all of the lights in your home from one control. It can also be quite complex. These types of systems, however, can also be used in commercial properties.

Automation systems can include: lights (both interior and exterior), security systems, audio systems, theater systems, heating and A/C systems, and even window draperies and shades. These systems allow you to use one controller inside your business to control these systems. They can also be set up to allow access through the internet or your cell phone. You can even use voice recognition to access some systems.

What's even better than being able to do all these things without getting up? Saving energy costs at the same time. Many of the features, especially lighting systems, can pay for themselves with a 10% energy savings each year.

For more information on Tulsa, OK. commercial automation system installation , contact Keegan Beck of KMB Enterprises at 918-527-1031 or www.kmbenterprisesllc.com.

Most People Do Not Plan to Fail They Just Fail to Plan

The most important challenge facing our nation is finding a balance between our desire for government’s services and protection, and our willingness to pay for them. With so many people either working for the government, or dependent on the government, where are we going to get the money? If you check the latest national poverty statistics, more than at any time in the past four decades American’s are making the slide into poverty. Most vulnerable are people 55 to 64 one in 10 of whom now live below the poverty line. Over 800,000 people 45 to 64 lost health insurance. Social Security recipients will get a cost-of-living adjustment of 3.6% in 2012. That will help after 2 years of no increase. Some of that adjustment, however, will be offset by the rise in Medicare Part B premiums, which pay for doctor visits and other outpatient medical services. Recipients have suffered financially from the lack of COLA because out-of-pocket cost on which older adults spend much of their income continued to soar. One in two married couples and three in four single people rely on Social Security for at least half of their income. Question is what you are setting aside going to be enough? Are you going to retire into poverty? If you fail to plan, you have a plan for failure. For the cost of a cup of coffee at StarBucks, you could help yourself. By the way, the only person you can count on is yourself. When you feel it is the right time to start a plan or move a plan think about calling us, or someone like us to help you build your plan with safety and guarantees.



Jerry Szeszulski ( shoe shell ski)
We Take A Personal Interest~ Protecting What You Value Most
office 918-254-2578 x227 fax 918-254-2580
Visit our website at: http://tulsahomeauto.com/

Mortgage Disclosure Improvement Act...

Lenders have always had to disclose the overall cost of your loan and other information during the lending process. This includes fees and the actual Annual Percentage Rate. Lenders that are not reputable would play games with the rate by adding fees. Many clients would close with a higher rate because the lenders would change the fees at the last minute. This act requires that lenders redo the Truth in Lending disclosure if the APR goes up by .125% or more. It also requires that closing must wait 3-7 days so that the buyers have time to understand any changes that may have happened. This can sometimes cause an issue when purchasing a home because this waiting time can't be waived. It is required and closing will sometimes be delayed. This also can increase costs for the seller and buyer for items such as interest, storage costs due to delayed closing and more.

For your Tulsa, OK. area commercial mortgage, contact Karen Heston with Bank of Oklahoma Mortgage at 918-230-9432 or kheston-boklo.mortgagewebcenter.com

For all your Tulsa, Oklahoma commercial real estate needs, contact Darryl Baskin, McGraw Realtors at 918-258-2600 or www.darrylbaskin.com.

Handling an Insurance Claim..

When property owners file an insurance claim, many times, they find that insurance adjusters can't answer questions about their policy. That's because, many times, insurance adjusters are sub-contracted by the insurance company and are not familiar with your specific policy. To help alleviate that problem, make sure that you ask plenty of questions about your policy before you purchase it. Find out what is covered and what isn't. Also keep in mind that many policies stipulate that you have to file a lawsuit within 1 year of the claim or you will waive any right to do so. If there are problems with your claim, you may need to file a lawsuit before the year is up in order to make sure that your time doesn't run out and you are stuck with repairs that you can't pay for. To avoid being put into that position, work ahead, ask questions, and do your research.

For Tulsa Area Commercial Property Insurance, contact Mike Tedford of Tedford Insurance at 918-299-2345 or www.tedfordinsurance.com.

For legal advice on insurance claims in Oklahoma, contact Paul Boudreaux of Richardson, Richardson, Boudreaux at 918-492-7674 or www.rrblawok.com.


For Tulsa Maintenance Professionals, visit www.tulsahomecare.com or talk to the professionals listed here:

Commercial Roofing Repairs in Tulsa, Judy Smith, A-Best Roofing, 918-587-1426 or www.abestroofing.com
Disaster Restoration in Tulsa, OK, Roger Fisher, PCC Cleaning & Restoration, 918-641-1111 or www.pcccr.com
Commercial Plumbing Repair in Tulsa, Markwayne Mullin, Mullin Plumbing, 918-258-6636 or www.mullinplumbing.com
Tulsa Heating and A/C Repair, Stephen Taylor, Air Assurance, 918-258-HEAT or www.airassurance.com

Handling Fraud in Title Insurance....

Handling fraud in any situation is difficult. When it comes to title insurance, there are some things to keep in mind. First, let's define title insurance. Title Insurance is insurance that covers financial loss as a result of a defect in a title to real estate. Second, we need to know what period the insurance will cover. When we buy commercial property or auto insurance, we are covering our business or auto from the time we purchase the policy until that point in the future that the coverage is canceled. With title insurance, though, it works in reverse. Title insurance covers from the moment you purchase your commercial property and into the past. If you are sued after you close on the property, then the title insurance may not cover you. Finally, title insurance issues can be quite tricky, especially with commercial real estate. To ensure that you are covered for everything you need, talk to your attorney or your title company. You may even consider asking for extended coverage on your title insurance to cover you from your commercial real estate purchase into the future.

If you have legal problems with your Oklahoma title, contact David Keesling at Richardson, Richardson, Boudreaux, Keesling at 918-492-7674 or www.rrblawok.com.

To purchase Tulsa title insurance or if you have questions about Oklahoma title insurance, contact Karen Burnette of Firstitle at 918-493-2241 or www.firstitle.com

For all your Oklahoma property, auto, and life insurance needs and more, contact Mike Tedford, Tedford Insurance at 918-299-2345 or www.tedfordinsurance.com

For all your Tulsa, Oklahoma area commercial real estate needs, contact Darryl Baskin of McGraw Realtors at 918-258-2600 or www.darrylbaskin.com

Tips for a Less-Stressful Closing on Your Commercial Property!

Buying and Selling a commercial property can be a stressful process, but when the closing process doesn't happen smoothly, it can add even more stress. Here are a few tips to help the closing process happen without a few of the most common glitches. First, listen to the professionals. If your real estate agent or mortgage broker gives you suggestions for the closing or moving process, heed their advice. They see problems regularly and can help you avoid some of the most common problems. Second, as a seller, pack and move out off the property as early in the day, or even the night before, as possible and schedule closing for the afternoon. For buyers, schedule the final walk through earlier in the day as well. This added time should help with any unplanned delays. Third, consider adding a little extra expense to your budget in case there is a delay in closing and storage costs are needed or you need to hire a professional for an unexpected repair. Finally, ask for a final settlement statement a day or two in advance of closing so that last minute surprises are kept to a minimum.

For more information on the closing process or if you are in need of Tulsa area commercial closing services, contact JJ Pierce, FirsTitle, 918-493-2241 or www.firstitle.com

For all your Tulsa, OK. commercial mortgage needs, contact Karen Heston, Bank of Oklahoma, 918-488-7353 or kheston-boklo.mortgagewebcenter.com

For all your Tulsa, Oklahoma area commercial real estate needs, contact, Darryl Baskin, McGraw Realtors, 918-258-2600 or www.darrylbaskin.com.

Protecting Your Oklahoma Business from Fire!

Fire can be a devastating event. It damages everything in its path and can cause serious injury and death. To help protect your business from fire, read on.

• Be prepared ahead of time! Being prepared is probably the most important step of all. This step involves many things. First, make sure you have Oklahoma commercial insurance in the event of a fire. Second, have a fire escape plan with all the necessary items such as escape ladders, fire extinguisher, smoke detectors etc. Third, practice your fire escape plan. If you have employees, take time to discuss what to do in the event of a fire and practice this at various hours when employees are working.
  
• Avoid unnecessary risk! Cigarettes, fire places, and appliances are common causes of fires. Keep containers especially for cigarette disposal handy for your clients. If you have a fireplace or other fire burning machinery, ensure they are turned off and no longer hot before leaving. Finally, avoid putting appliances near furniture or other highly flammable items. Appliances and heaters placed near furniture can often overheat and cause a fire to start. When a fire starts from any one of the items above, they often start very slowly and smolder for a long time before actually catching fire and being detected.
• Test your smoke alarm! It is very important to test your smoke alarm often to ensure that it is working properly. Also replace the battery at least once per year, even if it appears to be working. If your smoke alarm seems to go off regularly when there is not a problem consider moving it a few feet away. If your smoke alarm is 10 years old, replace it.
• No matter how much we prepare, we can't completely prevent fires. Should a fire occur, remember to call your insurance agent and Tulsa area maintenance professionals to take care of any damage and ensure insurance coverage of repairs.

Contact these professionals for questions or quotes:

Commercial Insurance Coverage in Tulsa, OK- Mike Tedford, Tedford Insurance, 918-299-2345 or www.tedfordinsurance.com.
Commercial Roofing Repairs in the Tulsa, OK area- Judy Smith, Abest Roofing, 918-587-1426 or www.abestroofing.com.
Commercial Fire Damage and Restoration in the Tulsa area- Roger Fisher, PCC Cleaning and Restoration, 918-641-1111 or www.pcccr.com.
Tulsa, OK. Electrical Repair- Larry Murray, Murray Electric, 918-835-9605 or www.murrayelectric.com
Commercial Plumbing in the Tulsa, OK. area- Mullin Plumbing, 918-258-6636 or www.mullinplumbing.com
Junk Removal in Tulsa- David, I-Haul USA at www.ihaulusa.com or david@ihaulusa.com

Incorporating Green Products into Your Tulsa Commercial Property

When building, remodeling, or replacing products in your commercial property, eco-friendly or green ideas can be very easy and often inexpensive to implement. Here are some easy ways to incorporate green products into your property:

• When building a new commercial space, face the widest part of the building to the north or south.
• Place doors and windows where you will receive good cross-ventilation.
• Ensure any attic space is well ventilated by using roof ridge vents, lighter colored roof materials, lots of insulation, and by placing A/C ducts in the attic to help absorb the heat.
• Install an energy-efficient and properly sized heating and A/C system, make sure that duct work is correctly sealed, and use a programmable thermostat.
• Utilize landscaping materials, plants and design that is appropriate for the climate and rainfall levels in your area.
• Use low-flow toilets and showerheads and energy-efficient appliances.
• Recyclable and renewable materials can be used for decking, siding, interior and exterior trim, and more.
• Choose flooring materials made out of concrete, bamboo, or recycled wood.
• Replace your air conditioning filter regularly to enhance the performance of your air conditioning system and to reduce pollutants.

For more ideas or estimates on incorporating green products and ideas into your commercial property, contact the professionals below:


Tulsa Commercial Roof Installation and Repair: A-Best Roofing, Judy Smith, 918-587-1426 or www.abestroofing.com
Commercial Heating and Air Conditioning Installation and Repair in Tulsa: Air Assurance, contact Stephen Taylor at 918-258-HEAT or www.airassurance.com
Tulsa Building and Remodeling: US Building Systems, contact Rick Oberlender at usbs@att.net.
Air Conditioning Filters: Filters 4 Me, contact Rick Butefish at 292-8600, rick@filters4me.com, or visit their website at www.filters4me.com.
Tulsa Flooring Products: ProSource Wholesale Floorcoverings, contact Jim Ecrette at 252-7711 or prosourcejim@tulsacoxmail.com (ask for Darryl Baskin’s preferred pricing).


To find energy-efficient, eco-friendly, or green commercial properties in the Tulsa, Oklahoma area contact Darryl Baskin, McGraw realtors 918-258-2600 or www.darrylbaskin.com.

Termites, When Will You Get Them In Your Property?

I am sure that there are many who are saying that they have never had termites in or around their property. In Oklahoma, the saying goes that "it's not if you get termites, it's when you get termites". According to our friends at Montgomery Exterminating, termites "break down plant and wood material" by tunneling underground until they get to a source of that material, your property for example. One of the main problems with termite damage is that they eat from the inside out. When you finally see the damage, often you can end up with structural damage as a result. In addition to your property, they will eat furniture, paper, fences, cloth and books.

Did you know?

• Termites on earth outweigh humans on earth!
• Over 5 million homes have some type of termite damage.
• Termite damage is more common than storm, fire, and earthquake damage.
• Your insurance will not likely cover termite damage.

So, what do you do to prevent termites from damaging your property?

Montgomery Exterminating uses the Sentricon Colony Elimination System to kill the termite colony and prevent any further damage to your property. For more information on Tulsa, OK. commercial termite elimination or the Sentricon Colony Elimination System, contact Duane Montgomery, Montgomery Exterminating, 918-438-4885 or www.montgomeryexterminating.com.

Get Artsy with Your Commercial Landscaping!

Many of us have not heard of glass mulch. Glass mulch is becoming more popular for many reasons. First, it is very earth friendly. It is made from recycled glass, tumbled to ensure there are no sharp edges, and lasts forever in landscaping as mulch. Second, it can be laid out in a design using various colors for a more artistic flair in landscaping.

There are many uses for glass mulch when it comes to landscaping in commercial applications. You can use it as:

• landscaping mulch
• accent for driveway or pathways
• mixed into concrete for a terazzo tile effect
• used in non-skid or reflective paint
• used to create a beautiful design or business logo around your property
  

When you need a beautiful and sparkling effect for your commercial landscaping, remember to consider glass mulch.

For glass mulch for Tulsa, OK commercial uses. contact Leigh Murray, Garden Glass of Oklahoma, 918-232-0210 or www.gardenglassofoklahoma.com.

New Flood Insurance Rate Maps

Many property owners in the Tulsa, OK. area are finding out that they will soon be required to purchase flood insurance on their property due to changes in the flood insurance rate maps. There are areas that are being changed: some will now be required to purchase flood insurance on their property and others who may be able to drop the flood insurance on their property. These FEMA Flood Insurance Rate Maps (FIRMs) changes take place in 2012.

If you have questions or wish to see what changes may have been made to your property, visit the resources below:

• www.riskmap6.com Once at this address, select Oklahoma and enter your county. Areas added to the flood plan will appear in red and areas removed from the floodplain appear in green.
• Contact Bill Robison at 918-596-9475 to view the hard copies of the maps or for questions.

Those who have received a letter with changes, may protest during the 90 day appeal process, which will end sometime in July 2011. To protest, contact Bill Robison at 918-596-9475 or brobison@cityoftulsa.org. Don't forget to include the following information: your name, contact information, property address or legal description, and why you feel there is an error.

When the maps become effective, those with a federally backed mortgage, will be required to purchase flood insurance in accordance with federal regulations. You may receive a cheaper rate if you purchase flood insurance before the new rates are effective. For more information on flood insurance visit: www.floodsmart.gov or www.cityoftulsa.org/city-services/floodcontrol/2012-floodmaps.aspx.

For all your Tulsa, OK. area insurance needs, contact Mike Tedford, Tedford Insurance at 918-299-2345 or www.tedfordinsurance.com.

To qualify for a Tulsa, OK. commercial mortgage or for questions regarding your Tulsa, OK. mortgage and the new flood rate maps, contact Karen Heston, BOK Mortgage, 918-230-9432 or http://kheston-boklo.mortgagewebcenter.com/Default.asp?bhcp=1

For all your Tulsa, OK. commercial real estate needs, contact Darryl Baskin, McGraw Realtors, 918-258-2600 or www.darrylbaskin.com.

Why Do I Need a Survey?

When you decide to build an addition or a new building, you will need a survey. A survey shows where the property lines are as well as any buildings, easements, driveways, or encroachments on the property such as a neighboring business' driveway. You might say, “I don’t need a survey, I have a plat map”. A plat map only shows the property boundaries, it doesn’t show easements or encroachments which can cause a problem with a legal title. A survey will ensure that anything you are building is not on someone else’s property or easement. It will also help if you have acreage and decide to sell some of it later.

For more information on Tulsa, OK. commercial land surveys, titles, and the closing process, contact JJ Pierce at Closings of Tulsa at 918-493-2241 or www.closingsoftulsa.com.

For commercial real estate in Tulsa, OK. contact Darryl Baskin, McGraw Realtors, 918-258-2600 or www.darrylbaskin.com.

Easy Energy-Saving Ideas for Spring

Spring is finally upon us, which means things will be heating up in no time...including your electric bill.

In today's economy, it's important to reduce expenses wherever possible, especially those costs related to your home. As a Member of the Top 5 in Real Estate Network®, I, along with my team, have seen how seemingly small steps in home maintenance can yield big results in terms of savings. Whenever working with clients, therefore, we make sure to point out the various ways they can save energy. Not only is it good for the environment, it's good for your household budget as well.

Here are some great energy-saving ideas to look at this spring:

Start at the top. Now is the perfect time to make sure your roof has adequate ventilation. As the weather gets increasingly warmer, heat builds up in your attic and good ventilation is critical to cutting cooling costs and protecting your shingles, as well.

Check your cooling system. An annual inspection is key to keeping your air conditioning system at peak performance. Early spring is the best time to call a local contractor to schedule a check-up. Make sure air conditioning units are free of obstructions inside and out. When embarking on spring clean up, be sure to trim bushes, and clear leaves and other debris away from your outdoor condenser.

Consider a furnace replacement. You may be using your furnace less as the weather warms up, but if it's an older model, now may be the time to take advantage of end-of-season sales to replace it with one that's more energy efficient.

Landscaping plays a part. Plant trees on the south and west side of your house to provide cooling shade.

These are just some of the ways to help reduce energy costs and also protect one of your greatest investments...your home. Please e-mail our team for more home ideas and be sure to pass this information on to your fellow homeowners as well.

Sincerely,

Darryl Baskin

For all your Tulsa, OK. commercial real estate needs, contact The Baskin Real Estate Specialists at McGraw Realtors at 918-258-2600 or www.darrylbaskin.com.

For Tulsa, OK. commercial heating and a/c service, contact Stephen Taylor of Air Assurance at 918-258-HEAT or www.airassurance.com.

For all your Tulsa, OK. commercial roofing needs, contact Judy Smith of A-Best Roofing at 918-587-1426 or www.abestroofing.com.

For other ways to cut your Tulsa, OK. commercial electric bill and for all your Tulsa, OK. commercial electric installation and repair, contact Larry Murray of Murray Electric at 918-557-3020 or www.murrayelectric.com.

Flintco Honored for Work on The Summit Club

Flintco, a large commercial contractor headquartered here in Tulsa, OK, was recently honored for their work on The Summit Club of Tulsa. The Associated Builders and Contractors awarded Flintco the Eagle Aware for "Renovation- Less than $4 Million" (Tulsa World, 3-20-11, Flintco Honored for Summit Club Work). Congratulations Flintco!

"The Excellence in Construction awards program honors innovative and high-quality construction projects and safety programs. Winning projects were selected from entries submitted from across the nation and were judged on complexity, attractiveness, unique challenges overcome, completion time, workmanship, innovation, safety and cost."

Read more from this Tulsa World article at http://www.tulsaworld.com/business/article.aspx?subjectid=46&articleid=20110320_46_E3_CUTLIN996909&archive=yes

The Summit Club is one of Tulsa's oldest premier member's only dining and social clubs. The Flintco project on The Summit Club is expected to be complete this month, April 2011.

Interested in commercial real estate in Tulsa? Contact Darryl Baskin, McGraw Realtors, 918-258-2600 or www.darrylbaskin.com.

Handling a Business Fire...

A fire in your Tulsa, OK. area business is not only destructive it can also leave you wondering "what do I do next"? Keep these 3 easy steps in mind should you suffer damage from a fire. First, contact your insurance company and inform them of the fire and gets things going from their side. Second, get all your important documents together , especially those that have survived the fire. If they didn't survive the fire, attempt to get another copy. Third, take inventory of what was and wasn't damaged. Damaged property can be difficult and stressful to handle, so call the professionals.

The experts at PCC Cleaning and Restoration can help with fire and water restoration and even mold damage. For more information on Tulsa, OK. fire and water restoration, mold damage, or helpful tips after this type of damage to your property call Roger Fisher at 918-641-1111 or visit their website at www.pcccr.com.

For Tulsa, OK commercial insurance coverage, contact Mike Tedford, Tedford Insurance, 918-299-2345 or www.tedfordinsurance.com.

For Tulsa, OK. commercial building and remodeling, contact Rick Oberlender, US Building Systems, 918-734-1293 or usbs@att.net.

For all your Tulsa, OK. commercial wholesale floorcovering needs, contact Jim Ecrette at ProSource Wholesale Floorcoverings, at 918-252-7711 or www.prosourcefloors.com/tulsa. Don't forget to ask for Darryl Baskin's wholesale pricing.

For all your Tulsa, OK area commercial real estate needs, contact The Baskin Real Estate Specialists at 918-258-2600 or www.darrylbaskin.com.

Pre-nuptial Agreements...

Quite often, pre-nuptial agreements are thought of as negative. In some cases, however, a pre-nup can be very helpful and even create peace of mind. A pre-nuptial/pre-marital agreement defines to whom property belongs and can prevent legal arguments later, should a divorce or death occur. The agreement covers three areas: during marriage, upon divorce, upon death of a spouse. Some people that can benefit from a pre-nup might include those who own a business or Tulsa, OK. commercial property, have children or someone needing special care, or have many assets or higher valued assets.

One thing that all parties should ensure, when planning a pre-nup is independent counsel. Another is honesty and full disclosure of each parties assets. Without full disclosure, the agreement may not be valid later on.

To discuss a Tulsa, OK. pre-nuptial agreement or other legal issues, contact Richardson Law Firm, at 918-492-7674 or www.rrblawok.com

For all your commercial real estate needs in the Tulsa, Oklahoma area, contact Darryl Baskin, McGraw Realtors, 918-258-2600 or www.darrylbaskin.com

Will Termites Affect Your Tulsa, OK. Commercial Property Value?

Termites are everywhere. Whether you realize it or not, they are in virtually every area with dirt in Oklahoma. Whether it be your Bixby, OK home or Bixby area commercial property, termite damage will not only cost you money to repair and exterminate, but can also cost you value when you decide to sell your property. Properties that have a history of termite damage, treatment and repair can be the hardest hit. To avoid damaging your property value, contact a professional exterminator to exterminate. One of the most effective termite treatments around is the Sentricon Baiting System. Only select exterminators can install and care for these systems. Don't settle for just anyone to install a system. Ensure that they are qualified to install the Sentricon System and will guarantee the extermination of termites as well as check the system monthly! Also, make sure that you have repairs done quickly to prevent further damage.

For more information on the Sentricon Baiting System in Tulsa, OK. or other pest control needs in the Tulsa, OK area, contact Duane Montgomery of Montgomery Exterminating at 918-438-4885 or www.montgomeryexterminating.com.

For information on what affects Tulsa, OK commercial property value, contact Darryl Baskin, McGraw Realtors at 918-258-2600 or www.darrylbaskin.com.

For all your Tulsa, OK mortgage needs contact Karen Heston of BOK Mortgage at 918-488-7353 or visit her website.

Things to Consider Before Building a Tulsa, OK Commercial Space!

When building a new commercial space in Tulsa, OK, there are so many decisions to make, from the location and builder to which carpet and paint to choose. Keep the following tips in mind before you decide to build a new commercial space:

• Location- Work with your Realtor when purchasing land and building your commercial space to make sure that the location you desire will fit your budget as well as the style and size you want. Don't find out after purchasing that you can't do what you want or that the market will not handle your specific plans. Also, keep in mind that your
  Realtor is familiar with commercial real estate in the Tulsa, OK area.
  
• Building- Select your builder carefully! Ask for recommendations from your Realtor, after all they work with builders everyday. Ask builders for referrals and contact them. Ask plenty of questions and don't be afraid to get more than one quote!
• Products- Once you have purchased land, selected a builder, and begun the building process, there will be many products to choose. Ask about your options and shop around in advance to make sure you get what you want at the price you want. When selecting roofing products and styles- keep in mind your budget, style of building, and the weather in your area. Remember that by adding ridge vents or using certain materials you can decrease your energy costs. When selecting flooring products- remember to check wear, stain resistance, and even product type (such as carpet, tile, or hardwood).
  
• Mortgage Options- Check with your mortgage banker to find out what mortgage options are available to you. Make sure you know your budget and how much down-payment is required.
  

Want more information? Contact these professionals or visit www.tulsahomecare.com:

Building in Tulsa, Oklahoma- Rick Oberlender of US Building Systems at 918-734-1293 or usbs@att.net.

To discuss a Tulsa, OK Commercial Mortgage- Karen Heston, BOK Mortgage at 918-230-9342 or visit her website.

Commercial roofing in the Tulsa, OK. Area- Judy Smith of A-Best Roofing at 918-587-1426 or www.abestroofing.com.

Tulsa, OK Commercial Flooring Products: Jim Ecrette at ProSource Wholesale Floorcoverings at 918-252-7711 or www.prosourcefloors.com/tulsa. Don't Forget to ask about Darryl Baskin's Wholesale Pricing!

For all your Tulsa, OK commercial real estate needs, contact The Baskin Real Estate Specialists of McGraw Realtors at 918-258-2600 or www.darrylbaskin.com.

Too Much Stuff in Your Tulsa, OK Commercial Property?

Is your Tulsa, OK commercial property full of "stuff". Here are a few quick tips and questions to help you get your commercial space de-cluttered in no time.

• Sometimes it can be helpful to de-clutter before tackling any cleaning. Once you de-clutter there will be less stuff to clean and less stuff on counters, floors, and tables to move around.
• When de-cluttering, set out three boxes. One box is for things to keep, one is for things to donate, the last is for things to throw away. Consider these questions when deciding what to do with each item. Do I need the item? Will I ever use this item again? When did I use it last time? Has it got sentimental value? If it needs repair, will the repairs be made?
• Be realistic when de-cluttering. If you are short of space or haven't used it in a while, throw it away or donate it.
• Don't take a lot of time when de-cluttering. Many times, the longer you spend on one item, the more likely you will convince yourself that you need to keep it. If you still find it difficult to decide, put it aside for later and come back to it.
• If you find there is something, especially large items, that you need to keep but don't have space for, put it in storage.

For more information about commercial storage, moving, and packing in and out of Tulsa, OK or for an estimate for storage or moving services, contact Mike Ellingson of Relocation LLC at 918-459-MOVE or www.relocationllc.net.

For Tulsa, OK area junk removal or to haul off unneeded items, contact David of I-Haul USA, 918-852-2146 or www.ihaulusa.com.

For all your Tulsa, OK commercial real estate needs, contact Darryl Baskin of McGraw Realtors at 918-258-2600 or www.homeguidetulsa.com.