What Your Tulsa Commercial Realtor SHOULD NOT be doing!

When it comes to real estate laws and regulations, it can be confusing to figure out what a Tulsa realtor should and should not do.  Darryl Baskin gives some great tips on "What a Realtor Should Not Do", including leaving a termination date off of a contract or failing to disclose any interest they have in the transaction.  For more information, visit the link above or contact The Baskin Real Estate Specialists for your Tulsa Commercial Real Estate needs. 

Tulsa Home Values- Keeping Yours Safe

Did you know that there are many easy things that can be done in order to protect your Tulsa Home Value?   Especially during tough economic times, simple things such as keeping your lawn and your neighbors lawn mowed and keeping the entry to your neighborhood well maintained can do a lot to protect your property values.  For more information on "Protecting Your Tulsa Home Value" read the article at the link.

Protecting Your Tulsa Commercial Real Estate

Protecting your Tulsa Commercial Real Estate can take many paths.  When purchasing real estate, your Tulsa title company will discuss title insurance with you.   The article "The Basics of Title Insurance"  is a great place to start in order to remove some of that confusion and covers the basics- from the title opinion of a licensed Tulsa attorney to the importance of proper Tulsa insurance coverage.

Water Damage Prevention

Preventing water damage to your Tulsa commercial real estate may seem like a tremendous task, however, it is similar to preventing water damage in a home.  To start off, regular maintenance to appliances and your property will go a long way.  For more details, Tulsa Realtor, Darryl Baskin gives some great information to prevent water damage at "Preventing Water Damage to Your Oklahoma Home".

Commercial Title Fraud

No  matter the situation, fraud can be difficult to deal with. When it comes to title insurance, consider these questions:

1. What is title insurance? Title Insurance is insurance that covers financial loss as a result of a defect in a title to real estate. 
2. What period will the insurance will cover? When we buy commercial insurance, whether auto or property, we cover our business or auto from the time we purchase the policy until the point in the future that the coverage is canceled. Title insurance, though, works in reverse. It covers from the moment you purchase your commercial property and into the past. If you are sued after you close on the property, then the title insurance may not cover you. 
3. What do I do if I suspect fraud or problems with my title insurance? Title insurance issues can be quite tricky, especially with Tulsa commercial real estate. To ensure that you are covered for everything you need, talk to your Tulsa attorney or your Tulsa title company. Think about asking for extended coverage on your title insurance to cover you from your commercial real estate purchase into the future.

Suspect Oklahoma Title Fraud, contact David Keesling at Richardson, Richardson, Boudreaux at 918-492-7674 or www.rrblawok.com.

For all thing related to Oklahoma title insurance contact Karen Burnette of FirsTitle at 918-493-2241 or www.firstitle.com

For all your Oklahoma commercial insurance needs and more, contact Mike Tedford, Tedford Insurance at 918-299-2345 or www.tedfordinsurance.com

For all your Tulsa, Oklahoma area commercial real estate needs, contact Darryl Baskin of McGraw Realtors at 918-258-2600 or www.darrylbaskin.com

For all your Tulsa real estate advice, tips, and home searches, visit www.homeguidetulsa.com. 

Bad Tenants, Can I Get Rid of Them?

As a landlord, what are your rights when you have problems with a bad tenant in the Tulsa area? A landlord can give notice to a tenant and after a certain notice time, can file a Forcible Entry and Detainer Action at the Tulsa County Courthouse. This can be done for many reasons: not paying rent, too many cars, pet issues and many more problems.

As a landlord, you do not have to have an attorney in order to do this. You can go to the courthouse and fill out the documents yourself. give notice to the parties in the situation, and then get a court date. When this has occurred, if the tenant has not vacated the property you may be able to obtain a Writ of Assistance so that the Sheriff can come out and assist you in removing the persons belonging from the property and enable you to get in.

For additional information, watch the video featuring David Keesling and Darryl Baskin below.

Having problems with bad tenants? For a Tulsa, OK attorney, contact David Keesling of Richardson, Richardson, Boudreaux, Keesling at 918-492-7674 or www.rrblawok.com.

For all your Tulsa, OK. Commercial Real Estate needs, contact Darryl Baskin, McGraw Realtors, 918-258-2600 or www.darrylbaskin.com.




*Make sure that you know the law in your state and contact an attorney in your area to ensure that you are following the law.

In the event of a fire...

A business fire is not only destructive it can also leave you wondering "what do I do next"? First, contact your Tulsa area insurance company and inform them of the fire and gets things going from their side. Second, get all your important documents together , especially those that have survived the fire. If they didn't survive the fire, attempt to get another copy. Third, take inventory of what was and wasn't damaged. Damaged property can be difficult and stressful to handle. Consider calling Tulsa area home maintenance professionals for help. Finally, ask plenty of questions. Your insurance agent and fire restoration specialists have handled situations like this before. Never be afraid to ask questions.

For help with Tulsa area fire restoration, call Roger Fisher of PCC Cleaning and Restoration at 918-641-1111 or www.pcccr.com.

For Tulsa, OK. area commercial insurance needs, contact Mike Tedford of Tedford Insurance, 918-299-2345 or www.tedfordinsurance.com.

For Tulsa area building and remodeling, contact Rick Oberlender of US Building Systems at 918-734-1293.

For all your Tulsa commercial real estate needs, contact The Baskin Real Estate Specialists at 918-258-2600 or www.darrylbaskin.com.

Understanding Your Insurance Company's Late Policy

Understanding your insurance company's late policy is very important. Failure to understand the late policy could result in the cancellation of your policy. When selecting an insurance company remember to understand your commercial policy coverage and ask the following questions regarding the company's policy on payments:

• When does my payment have to be received in order to be on time?
  
• Does the payment need to be postmarked by a certain time?
  
• In what office does the payment need to be received?
  
• How do you issue a cancellation policy? Will it be a part of the bill or separate?
  
• Do you have a maximum # of late payments that are allowed before you cancel my insurance policy permanently?"

For all your Tulsa, OK. commercial insurance needs, contact Mike Tedford, Tedford Insurance at 918-299-2345 or www.tedfordinsurance.com.

For all your Tulsa, Oklahoma commercial real estate needs, contact Darryl Baskin, McGraw Realtors at 918-258-2600 or www.darrylbaskin.com.

Can I Automate My Business?

Most of the time, when automation is discussed, it is in the area of home automation. Home Automation is, basically, anything that gives you control over certain aspects of your property from one location, whether that is inside your home or remotely. Home automation systems can be as simple as being able to control some or all of the lights in your home from one control. It can also be quite complex. These types of systems, however, can also be used in commercial properties.

Automation systems can include: lights (both interior and exterior), security systems, audio systems, theater systems, heating and A/C systems, and even window draperies and shades. These systems allow you to use one controller inside your business to control these systems. They can also be set up to allow access through the internet or your cell phone. You can even use voice recognition to access some systems.

What's even better than being able to do all these things without getting up? Saving energy costs at the same time. Many of the features, especially lighting systems, can pay for themselves with a 10% energy savings each year.

For more information on Tulsa, OK. commercial automation system installation , contact Keegan Beck of KMB Enterprises at 918-527-1031 or www.kmbenterprisesllc.com.

Most People Do Not Plan to Fail They Just Fail to Plan

The most important challenge facing our nation is finding a balance between our desire for government’s services and protection, and our willingness to pay for them. With so many people either working for the government, or dependent on the government, where are we going to get the money? If you check the latest national poverty statistics, more than at any time in the past four decades American’s are making the slide into poverty. Most vulnerable are people 55 to 64 one in 10 of whom now live below the poverty line. Over 800,000 people 45 to 64 lost health insurance. Social Security recipients will get a cost-of-living adjustment of 3.6% in 2012. That will help after 2 years of no increase. Some of that adjustment, however, will be offset by the rise in Medicare Part B premiums, which pay for doctor visits and other outpatient medical services. Recipients have suffered financially from the lack of COLA because out-of-pocket cost on which older adults spend much of their income continued to soar. One in two married couples and three in four single people rely on Social Security for at least half of their income. Question is what you are setting aside going to be enough? Are you going to retire into poverty? If you fail to plan, you have a plan for failure. For the cost of a cup of coffee at StarBucks, you could help yourself. By the way, the only person you can count on is yourself. When you feel it is the right time to start a plan or move a plan think about calling us, or someone like us to help you build your plan with safety and guarantees.



Jerry Szeszulski ( shoe shell ski)
We Take A Personal Interest~ Protecting What You Value Most
office 918-254-2578 x227 fax 918-254-2580
Visit our website at: http://tulsahomeauto.com/

Mortgage Disclosure Improvement Act...

Lenders have always had to disclose the overall cost of your loan and other information during the lending process. This includes fees and the actual Annual Percentage Rate. Lenders that are not reputable would play games with the rate by adding fees. Many clients would close with a higher rate because the lenders would change the fees at the last minute. This act requires that lenders redo the Truth in Lending disclosure if the APR goes up by .125% or more. It also requires that closing must wait 3-7 days so that the buyers have time to understand any changes that may have happened. This can sometimes cause an issue when purchasing a home because this waiting time can't be waived. It is required and closing will sometimes be delayed. This also can increase costs for the seller and buyer for items such as interest, storage costs due to delayed closing and more.

For your Tulsa, OK. area commercial mortgage, contact Karen Heston with Bank of Oklahoma Mortgage at 918-230-9432 or kheston-boklo.mortgagewebcenter.com

For all your Tulsa, Oklahoma commercial real estate needs, contact Darryl Baskin, McGraw Realtors at 918-258-2600 or www.darrylbaskin.com.

Handling an Insurance Claim..

When property owners file an insurance claim, many times, they find that insurance adjusters can't answer questions about their policy. That's because, many times, insurance adjusters are sub-contracted by the insurance company and are not familiar with your specific policy. To help alleviate that problem, make sure that you ask plenty of questions about your policy before you purchase it. Find out what is covered and what isn't. Also keep in mind that many policies stipulate that you have to file a lawsuit within 1 year of the claim or you will waive any right to do so. If there are problems with your claim, you may need to file a lawsuit before the year is up in order to make sure that your time doesn't run out and you are stuck with repairs that you can't pay for. To avoid being put into that position, work ahead, ask questions, and do your research.

For Tulsa Area Commercial Property Insurance, contact Mike Tedford of Tedford Insurance at 918-299-2345 or www.tedfordinsurance.com.

For legal advice on insurance claims in Oklahoma, contact Paul Boudreaux of Richardson, Richardson, Boudreaux at 918-492-7674 or www.rrblawok.com.


For Tulsa Maintenance Professionals, visit www.tulsahomecare.com or talk to the professionals listed here:

Commercial Roofing Repairs in Tulsa, Judy Smith, A-Best Roofing, 918-587-1426 or www.abestroofing.com
Disaster Restoration in Tulsa, OK, Roger Fisher, PCC Cleaning & Restoration, 918-641-1111 or www.pcccr.com
Commercial Plumbing Repair in Tulsa, Markwayne Mullin, Mullin Plumbing, 918-258-6636 or www.mullinplumbing.com
Tulsa Heating and A/C Repair, Stephen Taylor, Air Assurance, 918-258-HEAT or www.airassurance.com

Handling Fraud in Title Insurance....

Handling fraud in any situation is difficult. When it comes to title insurance, there are some things to keep in mind. First, let's define title insurance. Title Insurance is insurance that covers financial loss as a result of a defect in a title to real estate. Second, we need to know what period the insurance will cover. When we buy commercial property or auto insurance, we are covering our business or auto from the time we purchase the policy until that point in the future that the coverage is canceled. With title insurance, though, it works in reverse. Title insurance covers from the moment you purchase your commercial property and into the past. If you are sued after you close on the property, then the title insurance may not cover you. Finally, title insurance issues can be quite tricky, especially with commercial real estate. To ensure that you are covered for everything you need, talk to your attorney or your title company. You may even consider asking for extended coverage on your title insurance to cover you from your commercial real estate purchase into the future.

If you have legal problems with your Oklahoma title, contact David Keesling at Richardson, Richardson, Boudreaux, Keesling at 918-492-7674 or www.rrblawok.com.

To purchase Tulsa title insurance or if you have questions about Oklahoma title insurance, contact Karen Burnette of Firstitle at 918-493-2241 or www.firstitle.com

For all your Oklahoma property, auto, and life insurance needs and more, contact Mike Tedford, Tedford Insurance at 918-299-2345 or www.tedfordinsurance.com

For all your Tulsa, Oklahoma area commercial real estate needs, contact Darryl Baskin of McGraw Realtors at 918-258-2600 or www.darrylbaskin.com

Tips for a Less-Stressful Closing on Your Commercial Property!

Buying and Selling a commercial property can be a stressful process, but when the closing process doesn't happen smoothly, it can add even more stress. Here are a few tips to help the closing process happen without a few of the most common glitches. First, listen to the professionals. If your real estate agent or mortgage broker gives you suggestions for the closing or moving process, heed their advice. They see problems regularly and can help you avoid some of the most common problems. Second, as a seller, pack and move out off the property as early in the day, or even the night before, as possible and schedule closing for the afternoon. For buyers, schedule the final walk through earlier in the day as well. This added time should help with any unplanned delays. Third, consider adding a little extra expense to your budget in case there is a delay in closing and storage costs are needed or you need to hire a professional for an unexpected repair. Finally, ask for a final settlement statement a day or two in advance of closing so that last minute surprises are kept to a minimum.

For more information on the closing process or if you are in need of Tulsa area commercial closing services, contact JJ Pierce, FirsTitle, 918-493-2241 or www.firstitle.com

For all your Tulsa, OK. commercial mortgage needs, contact Karen Heston, Bank of Oklahoma, 918-488-7353 or kheston-boklo.mortgagewebcenter.com

For all your Tulsa, Oklahoma area commercial real estate needs, contact, Darryl Baskin, McGraw Realtors, 918-258-2600 or www.darrylbaskin.com.

Protecting Your Oklahoma Business from Fire!

Fire can be a devastating event. It damages everything in its path and can cause serious injury and death. To help protect your business from fire, read on.

• Be prepared ahead of time! Being prepared is probably the most important step of all. This step involves many things. First, make sure you have Oklahoma commercial insurance in the event of a fire. Second, have a fire escape plan with all the necessary items such as escape ladders, fire extinguisher, smoke detectors etc. Third, practice your fire escape plan. If you have employees, take time to discuss what to do in the event of a fire and practice this at various hours when employees are working.
  
• Avoid unnecessary risk! Cigarettes, fire places, and appliances are common causes of fires. Keep containers especially for cigarette disposal handy for your clients. If you have a fireplace or other fire burning machinery, ensure they are turned off and no longer hot before leaving. Finally, avoid putting appliances near furniture or other highly flammable items. Appliances and heaters placed near furniture can often overheat and cause a fire to start. When a fire starts from any one of the items above, they often start very slowly and smolder for a long time before actually catching fire and being detected.
• Test your smoke alarm! It is very important to test your smoke alarm often to ensure that it is working properly. Also replace the battery at least once per year, even if it appears to be working. If your smoke alarm seems to go off regularly when there is not a problem consider moving it a few feet away. If your smoke alarm is 10 years old, replace it.
• No matter how much we prepare, we can't completely prevent fires. Should a fire occur, remember to call your insurance agent and Tulsa area maintenance professionals to take care of any damage and ensure insurance coverage of repairs.

Contact these professionals for questions or quotes:

Commercial Insurance Coverage in Tulsa, OK- Mike Tedford, Tedford Insurance, 918-299-2345 or www.tedfordinsurance.com.
Commercial Roofing Repairs in the Tulsa, OK area- Judy Smith, Abest Roofing, 918-587-1426 or www.abestroofing.com.
Commercial Fire Damage and Restoration in the Tulsa area- Roger Fisher, PCC Cleaning and Restoration, 918-641-1111 or www.pcccr.com.
Tulsa, OK. Electrical Repair- Larry Murray, Murray Electric, 918-835-9605 or www.murrayelectric.com
Commercial Plumbing in the Tulsa, OK. area- Mullin Plumbing, 918-258-6636 or www.mullinplumbing.com
Junk Removal in Tulsa- David, I-Haul USA at www.ihaulusa.com or david@ihaulusa.com

Incorporating Green Products into Your Tulsa Commercial Property

When building, remodeling, or replacing products in your commercial property, eco-friendly or green ideas can be very easy and often inexpensive to implement. Here are some easy ways to incorporate green products into your property:

• When building a new commercial space, face the widest part of the building to the north or south.
• Place doors and windows where you will receive good cross-ventilation.
• Ensure any attic space is well ventilated by using roof ridge vents, lighter colored roof materials, lots of insulation, and by placing A/C ducts in the attic to help absorb the heat.
• Install an energy-efficient and properly sized heating and A/C system, make sure that duct work is correctly sealed, and use a programmable thermostat.
• Utilize landscaping materials, plants and design that is appropriate for the climate and rainfall levels in your area.
• Use low-flow toilets and showerheads and energy-efficient appliances.
• Recyclable and renewable materials can be used for decking, siding, interior and exterior trim, and more.
• Choose flooring materials made out of concrete, bamboo, or recycled wood.
• Replace your air conditioning filter regularly to enhance the performance of your air conditioning system and to reduce pollutants.

For more ideas or estimates on incorporating green products and ideas into your commercial property, contact the professionals below:


Tulsa Commercial Roof Installation and Repair: A-Best Roofing, Judy Smith, 918-587-1426 or www.abestroofing.com
Commercial Heating and Air Conditioning Installation and Repair in Tulsa: Air Assurance, contact Stephen Taylor at 918-258-HEAT or www.airassurance.com
Tulsa Building and Remodeling: US Building Systems, contact Rick Oberlender at usbs@att.net.
Air Conditioning Filters: Filters 4 Me, contact Rick Butefish at 292-8600, rick@filters4me.com, or visit their website at www.filters4me.com.
Tulsa Flooring Products: ProSource Wholesale Floorcoverings, contact Jim Ecrette at 252-7711 or prosourcejim@tulsacoxmail.com (ask for Darryl Baskin’s preferred pricing).


To find energy-efficient, eco-friendly, or green commercial properties in the Tulsa, Oklahoma area contact Darryl Baskin, McGraw realtors 918-258-2600 or www.darrylbaskin.com.

Termites, When Will You Get Them In Your Property?

I am sure that there are many who are saying that they have never had termites in or around their property. In Oklahoma, the saying goes that "it's not if you get termites, it's when you get termites". According to our friends at Montgomery Exterminating, termites "break down plant and wood material" by tunneling underground until they get to a source of that material, your property for example. One of the main problems with termite damage is that they eat from the inside out. When you finally see the damage, often you can end up with structural damage as a result. In addition to your property, they will eat furniture, paper, fences, cloth and books.

Did you know?

• Termites on earth outweigh humans on earth!
• Over 5 million homes have some type of termite damage.
• Termite damage is more common than storm, fire, and earthquake damage.
• Your insurance will not likely cover termite damage.

So, what do you do to prevent termites from damaging your property?

Montgomery Exterminating uses the Sentricon Colony Elimination System to kill the termite colony and prevent any further damage to your property. For more information on Tulsa, OK. commercial termite elimination or the Sentricon Colony Elimination System, contact Duane Montgomery, Montgomery Exterminating, 918-438-4885 or www.montgomeryexterminating.com.

Get Artsy with Your Commercial Landscaping!

Many of us have not heard of glass mulch. Glass mulch is becoming more popular for many reasons. First, it is very earth friendly. It is made from recycled glass, tumbled to ensure there are no sharp edges, and lasts forever in landscaping as mulch. Second, it can be laid out in a design using various colors for a more artistic flair in landscaping.

There are many uses for glass mulch when it comes to landscaping in commercial applications. You can use it as:

• landscaping mulch
• accent for driveway or pathways
• mixed into concrete for a terazzo tile effect
• used in non-skid or reflective paint
• used to create a beautiful design or business logo around your property
  

When you need a beautiful and sparkling effect for your commercial landscaping, remember to consider glass mulch.

For glass mulch for Tulsa, OK commercial uses. contact Leigh Murray, Garden Glass of Oklahoma, 918-232-0210 or www.gardenglassofoklahoma.com.

New Flood Insurance Rate Maps

Many property owners in the Tulsa, OK. area are finding out that they will soon be required to purchase flood insurance on their property due to changes in the flood insurance rate maps. There are areas that are being changed: some will now be required to purchase flood insurance on their property and others who may be able to drop the flood insurance on their property. These FEMA Flood Insurance Rate Maps (FIRMs) changes take place in 2012.

If you have questions or wish to see what changes may have been made to your property, visit the resources below:

• www.riskmap6.com Once at this address, select Oklahoma and enter your county. Areas added to the flood plan will appear in red and areas removed from the floodplain appear in green.
• Contact Bill Robison at 918-596-9475 to view the hard copies of the maps or for questions.

Those who have received a letter with changes, may protest during the 90 day appeal process, which will end sometime in July 2011. To protest, contact Bill Robison at 918-596-9475 or brobison@cityoftulsa.org. Don't forget to include the following information: your name, contact information, property address or legal description, and why you feel there is an error.

When the maps become effective, those with a federally backed mortgage, will be required to purchase flood insurance in accordance with federal regulations. You may receive a cheaper rate if you purchase flood insurance before the new rates are effective. For more information on flood insurance visit: www.floodsmart.gov or www.cityoftulsa.org/city-services/floodcontrol/2012-floodmaps.aspx.

For all your Tulsa, OK. area insurance needs, contact Mike Tedford, Tedford Insurance at 918-299-2345 or www.tedfordinsurance.com.

To qualify for a Tulsa, OK. commercial mortgage or for questions regarding your Tulsa, OK. mortgage and the new flood rate maps, contact Karen Heston, BOK Mortgage, 918-230-9432 or http://kheston-boklo.mortgagewebcenter.com/Default.asp?bhcp=1

For all your Tulsa, OK. commercial real estate needs, contact Darryl Baskin, McGraw Realtors, 918-258-2600 or www.darrylbaskin.com.

Why Do I Need a Survey?

When you decide to build an addition or a new building, you will need a survey. A survey shows where the property lines are as well as any buildings, easements, driveways, or encroachments on the property such as a neighboring business' driveway. You might say, “I don’t need a survey, I have a plat map”. A plat map only shows the property boundaries, it doesn’t show easements or encroachments which can cause a problem with a legal title. A survey will ensure that anything you are building is not on someone else’s property or easement. It will also help if you have acreage and decide to sell some of it later.

For more information on Tulsa, OK. commercial land surveys, titles, and the closing process, contact JJ Pierce at Closings of Tulsa at 918-493-2241 or www.closingsoftulsa.com.

For commercial real estate in Tulsa, OK. contact Darryl Baskin, McGraw Realtors, 918-258-2600 or www.darrylbaskin.com.